403 W 23rd Ave, Spokane, WA 99203 Property Records

Spokane County property record for 403 W 23rd Ave, Spokane, WA 99203

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,634 sqft · built 1947
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Jan 2019)
Tax Bill$3,659 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35304.1201

Property Details

APN / Parcel Number

Primary APN35304.1201

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
1st Floor Area1,114 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Lot Dimensions140 ft deep x 56 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area32 sqft
Patio Area50 sqft
Canopy50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address403 W 23RD AVE
CitySPOKANE
StateWA
Zip99203-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCANNON HILL PK EXC E10 FT L1 B23
Legal Range43E
Legal Township25N
Legal Section30
Legal SubdivisionCANNON HILL PK
Legal Block23
Legal Lot Number1
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group4
Census Block4000
Census Tract4200

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 W 23RD AVE, SPOKANE, WA 99203-1907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2025Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 28, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2019 · Amount on Record
Deed SaleJan 28, 2019 · Amount on Record
Prior SaleMay 11, 2007 · Amount on Record
Deed Document Number20196778336
Prior Transfer DateDec 5, 1996
Prior Transfer Doc0004072780
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address403 W 23RD AVE, SPOKANE, WA 99203-1907
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W 23RD AVE, SPOKANE, WA 99203-1907

Mortgage

Document Number0007427492
DateJul 11, 2025
Instrument7427492
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 7, 2040
Interest
Rate TypeAdjustable Rate
Rate9.79%
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address403 W 23RD AVE, SPOKANE, WA 99203-1907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006895400
DateFeb 25, 2020
Instrument6895400
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 28, 2019
Property Address403 W 23RD AVE, SPOKANE, WA 99203-1907
Document Number0006778336
Map ReferenceVOL L PG 44&46
Instrument DateJan 17, 2018
Instrument6778336
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyWFG NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,401.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W 23RD AVE, SPOKANE, WA 99203-1907

Mortgage

Document Number0006778337
DateJan 28, 2019
Instrument6778337
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,659.00 (+6.03%)$368,200 (+5.38%) Land $105,000 Building $263,200$368,200 (+5.38%) Land $105,000 Building $263,200
2025$3,451.00 (+0.97%)
2024$349,400 (+30.08%) Land $50,500 Building $298,900$349,400 (+30.08%) Land $50,500 Building $298,900
2023$3,418.00 (+8.75%)$268,600 Land $46,000 Building $222,600$268,600 Land $46,000 Building $222,600
2022$3,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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