403 Virginia Dr, Middletown, DE 19709 Property Records

New Castle County property record for 403 Virginia Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,058 sqft · built 1986
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Mar 1986)
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-018.00-136`

Property Details

APN / Parcel Number

Primary APN	`13-018.00-136`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,058 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)
Lot Dimensions	417 ft deep x 341 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 VIRGINIA DR
City	MIDDLETOWN
State	DE
Zip	19709-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC2A
Legal Subdivision	GREYLAG SEC 3
Legal Lot Number	13
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3003
Census Tract	16612

Owner

403 Virginia Dr is owned and occupied by two individuals who bought it in March 1986.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 VIRGINIA DR, MIDDLETOWN, DE 19709-9656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1986 · Amount on File
Deed Sale	Mar 1, 1986 · Amount on File
Deed Book / Page	350 / 66
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 1, 2023
Property Address	403 VIRGINIA DR, MIDDLETOWN, DE 19709-9656
Document Number	0000073479
Map Reference	MF 7388
Instrument Date	Oct 31, 2023
Instrument	20231101-0073479
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 VIRGINIA DR, MIDDLETOWN, DE 19709-9656

Mortgage

Document Number	0000073483
Date	Nov 1, 2023
Instrument	20231101-0073483

Lender

Name	ARDENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Virginia Dr was $6,983.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,983.00	$899,700 Land $221,700 Building $678,000
2024			$864,720
2023	$5,328.00	$163,900 (-) Land $18,400 Building $145,500
2022		$163,900 Land $18,400 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Virginia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Virginia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline.

Nearby Properties on Virginia Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures