Wake County property record for 403 Vatersay Dr, Apex, NC 27502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,205 sqft · built 2003 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Owner Name on File |
| Last Sale | $340,000 (Oct 2012) |
| Tax Bill | $5,292 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0732.19-70-4104 0276790 |
| Primary APN | 0732.19-70-4104 0276790 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,205 sqft Heated Area |
| Attic Area | 465 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Area | 552 sqft |
| Porch | Porch |
| Porch Area | 415 sqft |
| Deck Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0276790 |
|---|---|
| Street Address | 403 VATERSAY DR |
| City | APEX |
| State | NC |
| Zip | 27502-9072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MD-CU |
| Legal Description | LO118 & 119 CAMERON PK PH6 S1 BM2002-01715 |
| Legal Township | 20 |
| Legal Subdivision | CAMERON PARK PH 06 SEC 01 |
| Legal Phase | 6 |
| Legal Lot Number | 118 119 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 53434 |
The current owner of 403 Vatersay Dr bought it in October 2012.
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 403 VATERSAY DR, APEX, NC 27502-9072 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2012 · Amount on File |
| Deed Sale | Oct 9, 2012 · Amount on File |
| Prior Sale | May 1, 2003 · Amount on File |
| Deed Document Number | 0149641518 |
| Deed Book / Page | 14964 / 1518 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 403 VATERSAY DR, APEX, NC 27502-9072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 18597/2510 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 18597/2510 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 403 VATERSAY DR, APEX, NC 27502-9072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 403 VATERSAY DR, APEX, NC 27502-9072 |
| Document Number | 19524/2224 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 19524/2224 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 403 VATERSAY DR, APEX, NC 27502-9072 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 18947/2415 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 18947/2415 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 403 VATERSAY DR, APEX, NC 27502-9072 |
| Document Number | 178022234 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 VATERSAY DR APEX NC 275029072, APEX, NC 27502-9072 |
| Document Number | 178022234 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 017802/002234 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2050 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Apex Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,292.00 | $480,656 Land $73,000 Building $407,656 | $480,656 Land $73,000 Building $407,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Vatersay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Vatersay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF APEX serves 83,001 people · EPA ID NC0392045 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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