403 Vandemere St, Oriental, NC 28571 Property Records

Pamlico County property record for 403 Vandemere St, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,025 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on File
Last Sale	$289,000 (Sep 2020)
Tax Bill	$2,132 (2023)
Deeds & Mortgages	May 2017 Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`J082-375-1`

Property Details

APN / Parcel Number

Primary APN	`J082-375-1`
Alternative APNs	`6497134153000` `26766` `26788`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,025 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	224 sqft
Deck Area	99 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	26788
Street Address	403 VANDEMERE ST
City	ORIENTAL
State	NC
Zip	28571-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANDEMERE STREET 0000689 6497134153000
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1039
Census Tract	950202

Owner

403 Vandemere St is owned by a company that acquired it in May 2022 and is owner-occupied.

Source: Pamlico County records, as of August 25, 2023

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 2, 2022	Intrafamily Transfer, Transfer
Sep 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	000667/669
Deed Book / Page	667 / 669
Last Transfer Date	May 2, 2022
Transfer Doc	000698/884
Record Updated	Jun 7, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000625/738
Date	May 17, 2017
Book Page	625/738

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000631/149
Date	Oct 26, 2017
Book Page	631/149

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAMLICO NC
Recording Date	May 2, 2022
Property Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389
Document Number	000698/884
Book / Page	698 / 884
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 21, 2020
Property Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389
Document Number	000667/669
Book / Page	667 / 669
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9219 HORNIGOLD AVE, ORIENTAL, NC 28571-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 VANDEMERE ST, ORIENTAL, NC 28571-9389

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,132.00	$243,713 Land $80,000 Building $163,713	$243,713 Land $80,000 Building $163,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Vandemere St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Vandemere St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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