403 Valley Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 403 Valley Ct, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,961 sqft · built 1990
Lot Size0.291 acres (12,659 sqft)
Owner2 Individual Names on Record
Last Sale$163,000 (Jun 2002)
Tax Bill$1,770 (2025)
Deeds & MortgagesJun 2025 Sale
Flood ZoneZone X (minimal risk)
APN26-28-26-592001-000920

Property Details

APN / Parcel Number

Primary APN26-28-26-592001-000920
Alternative APN
  • 62826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,961 sqft Living Area
Gross Area2,467 sqft
1st Floor Area1,961 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area12,659 sqft (0.291 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area506 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area448 sqft
PorchScreened/Unfinished Porch
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address403 VALLEY CT
CityWINTER HAVEN
StateFL
Zip33884-3827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE MARIAM HILLS PB 87 PGS 4 THRU 6 S26 & 35 T28 R26 LOT 92 & THAT PT OF LOT 93 DESC AS BEG NW COR LOT 93 RUN S 43 DEG 08 MIN 11 SEC E 125.57 FT S 85 DEG 45 MIN E 42 FT TO PT ON A CURVE NELY ALONG CURVE 12 FT N 72 DEG W 28.08 FT N 54 DEG 16 MIN 40 S
Legal Range26E
Legal Township28S
Legal Section26
Legal SubdivisionLAKE MARIAM HILLS
Legal Tract592001
Legal Block2
Legal Lot Number92,93
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2012
Census Tract13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address403 VALLEY CT, WINTER HAVEN, FL 33884-3827
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2002 · Amount on Record
Deed SaleJun 10, 2002 · Amount on Record
Prior SaleJun 1, 2000 · Amount on Record
Deed Book / Page5028 / 496
Last Transfer DateMay 30, 2025
Transfer Doc0000132150
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 6, 2025
Property Address403 VALLEY CT, WINTER HAVEN, FL 33884-3827
Document Number0000132150
Book / Page13575 / 966
Map ReferenceMB 87 PG 4&5
Instrument DateMay 30, 2025
Instrument2025132150
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 VALLEY CT, WINTER HAVEN, FL 33884-3827

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,714 (+2.7%)$310,325 (+4.25%) Land $60,000 Building $250,325
2025$1,770.00 (-17.64%) Homeowner's exemption$174,016 (+5.99%)$297,685 (+1.05%) Land $60,000 Building $237,685
2023$2,149.00 (+3.32%) Homeowner's exemption$164,186 (+3%)$294,580 (+11.14%) Land $58,000 Building $236,580
2022$2,080.00 Homeowner's exemption$159,404$265,063 Land $48,000 Building $217,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Valley Ct

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