403 Umatilla Ave, Umatilla, OR 97882 Property Records

Umatilla County property record for 403 Umatilla Ave, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jan 2025)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5N2814BC11200`

Property Details

APN / Parcel Number

Primary APN	`5N2814BC11200`
Alternative APNs	`115587.00` `115587`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	48 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	115587
Street Address	403 UMATILLA AVE
City	UMATILLA
State	OR
Zip	97882-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MCNARY TOWNSITE BLOCK: 1 LOT: 1
Legal Range	28
Legal Township	05N
Legal Section	14
Legal Subdivision	MCNARY TOWNSITE
Legal Block	1
Legal Lot Number	1
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1037
Census Tract	950800

Owner

403 Umatilla Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Umatilla County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 23, 2009	Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP
Mar 17, 2005	Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP
Jan 31, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage DUANE C SMALLEY ETUX
Oct 11, 2023	Special Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO
Feb 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Deed Document Number	2025742
Prior Transfer Date	Feb 7, 2017
Prior Transfer Doc	20176540721
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186690079
Date	Feb 27, 2018
Instrument	2018-6690079

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE-LA, FIRST AMERICAN TITLE-NLA SE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20095490091
Date	Mar 23, 2009
Instrument	2009-5490091

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2039

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	PLACER TITLE COMPANY/NCS, PLACER TITLR COMPANY NCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20054780668
Date	Mar 17, 2005
Instrument	2005-4780668

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	4.5%
Type Change Date	Jul 1, 2008
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year T-Bill
Margin	2
Max Rate	5%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Jan 31, 2025
Property Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Document Number	20250000742
Instrument Date	Jan 31, 2025
Instrument	2025-0000742
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	PIONEER TITLE COMPANY INC, PIONEER TTL CO OF UMATILLA C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 UMALITTA AVE, UMATILLA, OR 97882

Mortgage

Document Number	20250000743
Date	Jan 31, 2025
Instrument	2025-0000743

Lender

Name	DUANE C SMALLEY ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	25 Months
Due	Feb 1, 2027

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Oct 11, 2023
Property Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Document Number	20230007104
Instrument Date	Jun 23, 2023
Instrument	2023-0007104
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 2ND AVE, UMATILLA, OR 97882-9626

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UMATILLA OR
Recording Date	Feb 23, 2017
Property Address	403 UMATILLA AVE, UMATILLA, OR 97882-9618
Document Number	20176540721
Instrument Date	Feb 7, 2017
Instrument	2017-6540721
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5114 SINAI DR, PASCO, WA 99301-8121

Tax Assessment & Valuation

The 2025 property tax bill for 403 Umatilla Ave was $1,414.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00	$87,510 Land $30,840 Building $56,670	$145,180 Land $66,000 Building $79,180
2023	$1,339.00	$82,500 Land $29,060 Building $53,440	$139,940 Land $63,240 Building $76,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Umatilla Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Umatilla Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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