Miami County property record for 403 Troy St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,083 sqft · built 1948 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Jan 2014) |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | May 2024 Transfer Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-027130 |
| Primary APN | D08-027130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,083 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Attic | Attic |
| Attic Area | 242 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 126 sqft |
| Canopy | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 403 TROY ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2726 50 |
| Legal Subdivision | TROY |
| Legal Lot Number | 2726 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 365101 |
403 Troy St is owned and occupied by an individual who acquired it in May 2024.
Source: Miami County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 TROY ST, TROY, OH 45373-2160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2024 | Transfer on Death Deed, Transfer |
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit GREENVILLE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2014 · Amount on File |
| Deed Sale | Jan 28, 2014 · Amount on File |
| Prior Sale | Jun 8, 2004 · Amount on File |
| Deed Document Number | 20142014OR-01011 |
| Deed Book / Page | 490 / 313 |
| Last Transfer Date | May 17, 2024 |
| Transfer Doc | 0000004939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 20, 2024 |
| Property Address | 403 TROY ST, TROY, OH 45373-2160 |
| Document Number | 0000004939 |
| Map Reference | MB 4 PG 30 |
| Instrument Date | May 14, 2024 |
| Instrument | 2024OR-04939 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 TROY ST, TROY, OH 45373-2160 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 403 TROY ST, TROY, OH 45373-2160 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012000 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018OR-12000 |
| Name | GREENVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BRADFORD, OH 45308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 27, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 403 Troy St was $1,711, up 7.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,711.00 (+7.61%) | $49,110 (+18.88%) Land $8,580 Building $40,530 | $140,300 Land $24,500 Building $115,800 |
| 2024 | $1,590.00 (+2.19%) | $41,310 (-) Land $9,280 Building $32,030 | |
| 2023 | $1,556.00 (+16.9%) | $41,310 (-) Land $9,280 Building $32,030 | $118,000 (-) Land $26,500 Building $91,500 |
| 2022 | $1,331.00 | $41,310 Land $9,280 Building $32,030 | $118,000 Land $26,500 Building $91,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Troy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 403 Troy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV.
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