403 Torrey St, Klamath Falls, OR 97601 Property Records

Klamath County property record for 403 Torrey St, Klamath Falls, OR 97601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,119 sqft · built 1938
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Sep 2021)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3809-019DB-02700-000`

Property Details

APN / Parcel Number

Primary APN	`R-3809-019DB-02700-000`
Alternative APN	`436638`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	40 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Account Number	436638
Street Address	403 TORREY ST
City	KLAMATH FALLS
State	OR
Zip	97601-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	KLAMATH LAKE, BLOCK 7, LOT 11 & 12
Legal Range	9EE
Legal Township	38S
Legal Section	19
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	KLAMATH LAKE
Legal Block	7
Legal Lot Number	11-12 12
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	1
Census Block	1010
Census Tract	972000

Owner

403 Torrey St is owned and occupied by an individual who bought it in September 2021.

Source: Klamath County records, as of November 28, 2025

Owner of Record	Individual Name on File
Mailing Address	403 TORREY ST, KLAMATH FALLS, OR 97601-1361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Oct 28, 2019
Deed Document Number	2021-014628
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Sep 27, 2021
Property Address	403 TORREY ST, KLAMATH FALLS, OR 97601-1361
Document Number	0000014628
Instrument Date	Sep 24, 2021
Instrument	2021-014628
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 TORREY ST, KLAMATH FALLS, OR 97601-1361

Mortgage

Document Number	0000014629
Date	Sep 27, 2021
Instrument	2021-014629

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KLAMATH OR
Recording Date	Oct 28, 2019
Property Address	403 TORREY ST, KLAMATH FALLS, OR 97601-1361
Document Number	0000012575
Instrument Date	Oct 22, 2019
Instrument	2019-012575
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 TORREY ST, KLAMATH FALLS, OR 97601-1361

Mortgage

Document Number	0000012576
Date	Oct 28, 2019
Instrument	2019-012576

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 403 Torrey St was $1,567, up 2.4% from the year before.

Source: Klamath County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Municipality	Klamath Falls City
Unified School District	Klamath Falls City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+2.35%)	$91,560 (+2.99%)	$295,850 (+0.31%) Land $29,250 Building $266,600
2024	$1,531.00 (+4.15%)	$88,900 (-)	$294,930 (-0.29%) Land $28,330 Building $266,600
2023	$1,470.00 (+2.01%)	$88,900 (+6.07%)	$295,800 (+65.58%) Land $26,510 Building $269,290
2022	$1,441.00	$83,810	$178,650 Land $26,510 Building $152,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Torrey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Torrey St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CentraCom.

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