403 Torner Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 403 Torner Rd, Baltimore, MD 21221

Property Summary

Property TypeTownhouse
Details2 ba · 1,024 sqft · built 1954
Lot Size0.036 acres (1,600 sqft)
OwnerIndividual Name on Record
Last Sale$146,300 (Feb 2022)
Tax Bill$2,301 (2023)
Deeds & MortgagesOct 2022 Mortgage
Oct 2018 Mortgage
+ 1 more
APN15-1512200570

Property Details

APN / Parcel Number

Primary APN15-1512200570
Alternative APN
  • 1512200570

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,024 sqft Total Area
1st Floor Area512 sqft
Basement Area120 sqft
Finished Basement120 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.036 acres)
Lot Dimensions100 ft deep x 16 ft wide
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1512200570
Street Address403 TORNER RD
CityBALTIMORE
StateMD
Zip21221-2145
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMIDDLESEX
Legal Section1
Legal SubdivisionMIDDLESEX SEC 01 B
Legal Block12
Legal Lot Number145
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1015
Census Tract492300

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6618 RONALD RD APT 201, 201, CAPITOL HEIGHTS, MD 20743-7411
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Oct 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 23, 2022Deed, Transfer · Line of Credit
HIGHLAND INVESTORS CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleAug 21, 2012 · Amount on Record
Deed Document Number0004644933
Deed Book / Page46449 / 33
Record UpdatedJun 7, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address403 TORNER RD, BALTIMORE, MD 21221-2145
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyREAL ESTATE STLMT & ESCROW L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0474640465
DateOct 19, 2022
Book Page47464/465
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
AddressEAST LANSING, MI 48823
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2052

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address403 TORNER RD, BALTIMORE, MD 21221-2145
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0408060069
DateOct 24, 2018
Book Page0040806/069
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateFeb 23, 2022
Property Address403 TORNER RD, BALTIMORE, MD 21221-2145
Document Number0464490033
Book / Page46449 / 33
Map ReferenceMB GLB 19 FO 34
Instrument DateDec 30, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6934 MILLBROOK PARK DR # 12, 12, BALTIMORE, MD 21215-1144

Mortgage

Document Number0004644938
DateFeb 23, 2022
Instrument46449/38
Lender
NameHIGHLAND INVESTORS CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueJan 1, 2024

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,301.00$118,800 Land $48,000 Building $70,800$118,800 Land $48,000 Building $70,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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