Cherokee County property record for 403 Toby Ln, Jacksonville, TX 75766
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,961 sqft · built 1969 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,147 (May 2022) |
| Tax Bill | $3,190 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246128000000002A00 |
| Primary APN | 246128000000002A00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,961 sqft Living Area |
| Gross Area | 3,838 sqft |
| 1st Floor Area | 1,521 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Porch |
| Porch Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 246128-00000-0002A00 |
|---|---|
| Street Address | 403 TOBY LN |
| City | JACKSONVILLE |
| State | TX |
| Zip | 75766-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2A BLK BAREWOOD - CITY OF JACKSONVILLE |
| Legal Subdivision | BAREWOOD SUB |
| Legal Lot Number | 2A |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950600 |
403 Toby Ln is owned and occupied by an individual who bought it in May 2022.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 TOBY LN, JACKSONVILLE, TX 75766-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on File |
| Deed Sale | May 26, 2022 · Amount on File |
| Deed Document Number | 2022713736 |
| Deed Book / Page | 2700 / 688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Recording Date | May 26, 2022 |
| Property Address | 403 TOBY LN, JACKSONVILLE, TX 75766-9241 |
| Document Number | 002700/688 |
| Book / Page | 2700 / 688 |
| Map Reference | CAB A SL 182-A |
| Instrument Date | May 24, 2022 |
| Instrument | 713736 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 COUNTY ROAD 4203, JACKSONVILLE, TX 75766-7572 |
| Document Number | 0000713737 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 713737 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 9.99% |
The 2026 property tax bill for 403 Toby Ln was $3,190 with a homeowner's exemption, up 259.6% from the year before.
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cherokee County |
| Municipality | Jacksonville City |
| Unified School District | Jacksonville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,190.00 (+259.64%) Homeowner's exemption | $145,690 (-19.57%) Land $6,220 Building $139,470 | $145,690 (-19.57%) Land $6,220 Building $139,470 |
| 2025 | $887.00 | $181,140 Land $6,840 Building $174,300 | $181,140 Land $6,840 Building $174,300 |
| 2023 | $114,850 Land $10,370 Building $104,480 | $114,850 Land $10,370 Building $104,480 | |
| 2022 | $367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Toby Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1979–2020) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Toby Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 14,420 people · EPA ID TX0370002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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