403 Thomas Rd, Rocky Mount, NC 27801 Property Records

Edgecombe County property record for 403 Thomas Rd, Rocky Mount, NC 27801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1958
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`377969520800`

Property Details

APN / Parcel Number

Primary APN	`377969520800`
Alternative APN	`165039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Base Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,574 sqft (2.24 acres)

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Deck Area	50 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	165039
Street Address	403 THOMAS RD
City	ROCKY MOUNT
State	NC
Zip	27801-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	403 THOMAS RD
Jurisdiction	EDGECOMBE NC
Township / Civil Division	12, ROCKY MOUNT
Census Block Group	1
Census Block	1006
Census Tract	21300

Owner

Source: Edgecombe County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 THOMAS RD, ROCKY MOUNT, NC 27801-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMBE NC
Property Address	403 THOMAS RD, ROCKY MOUNT, NC 27801-9749
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017640462
Date	Aug 29, 2022
Book Page	1764/462

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMBE NC
Property Address	403 THOMAS RD, ROCKY MOUNT, NC 27801-9749
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017461122
Date	Dec 14, 2021
Book Page	1746/1122

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Edgecombe County
Unified School District	Edgecombe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$1,874.00 (+33.57%)	$175,897 (+36.34%) Land $22,960 Building $152,937
2023		$129,013 (-) Land $20,340 Building $108,673
2022		$129,013 Land $20,340 Building $108,673
2019	$1,403.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGECOMBE WATER & SEWER DISTRICT serves 14,485 people · EPA ID NC0433050
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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