Frederick County property record for 403 Thomas Ave, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,244 sqft · built 1956 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jun 2024) |
| Tax Bill | $3,486 (2024) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 02-034735 |
| Primary APN | 02-034735 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 380 sqft |
| Finished Basement | 380 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 403 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 034735 |
|---|---|
| Street Address | 403 THOMAS AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LT #120, BLK. G. 60X 403 THOMAS AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Block | G |
| Legal Lot Number | 120 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 765100 |
Source: Frederick County records, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 THOMAS AVE, FREDERICK, MD 21701-6249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on Record |
| Deed Sale | Jun 7, 2024 · Amount on Record |
| Deed Book / Page | 16894 / 305 |
| Prior Transfer Date | Jul 28, 2023 |
| Prior Transfer Doc | 0165580040 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 14, 2023 |
| Property Address | 403 THOMAS AVE, FREDERICK, MD 21701-6249 |
| Document Number | 0165580040 |
| Book / Page | 16558 / 40 |
| Map Reference | MB 3 FO 318 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 403 THOMAS AVE, FREDERICK, MD 21701-6249 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,800 (+15.15%) Land $113,600 Building $95,200 | $208,800 (-) Land $113,600 Building $95,200 | |
| 2024 | $3,486.00 (+7.03%) | ||
| 2023 | $3,257.00 Homeowner's exemption | $181,333 | $208,800 Land $113,600 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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