403 Thayer Pond Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 403 Thayer Pond Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,122 sqft · built 1984
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Last Sale	$859,900 (Aug 2020)
Tax Bill	$22,540 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0115 B:028 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0115 B:028 L:00`
Alternative APN	`3905`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
Gross Area	5,595 sqft
1st Floor Area	1,759 sqft
Basement Area	1,759 sqft
Unfinished Basement	1,459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3905
Street Address	403 THAYER POND RD
City	WILTON
State	CT
Zip	06897-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	28
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1006
Census Tract	45101

Owner

403 Thayer Pond Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 THAYER POND RD, WILTON, CT 06897-2434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Aug 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Deed Book / Page	2514 / 150
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	403 THAYER POND RD, WILTON, CT 06897-2434
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002587-841
Date	Dec 19, 2025
Book Page	2587/841

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Aug 13, 2020
Property Address	403 THAYER POND RD, WILTON, CT 06897-2434
Document Number	2514-150
Book / Page	2514 / 150
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2514153
Date	Aug 13, 2020
Instrument	2514/153

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.5%
Index	LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 403 Thayer Pond Rd was $22,540, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,540.00 (+2.67%)	$899,360 (-) Land $322,280 Building $577,080	$1,735,034 (+175.6%)
2025	$21,953.00	$899,360 Land $322,280 Building $577,080	$629,552 Land $225,596 Building $403,956
2024	$21,953.00 (+14.22%)
2023	$19,220.00 (+3.65%)	$656,880 (-) Land $308,140 Building $348,740
2022	$18,544.00	$656,880 Land $308,140 Building $348,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Thayer Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Thayer Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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