Lake County property record for 403 Switchgrass Dr, Round Lake, IL 60073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,616 sqft · built 1999 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Mar 2015) |
| Tax Bill | $7,287 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-108-028 |
| Primary APN | 05-25-108-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 906 sqft |
| Upper Floors Area | 710 sqft |
| Basement Area | 906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 403 SWITCHGRASS DR |
|---|---|
| City | ROUND LAKE |
| State | IL |
| Zip | 60073-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY LAKES PLANNED UNIT DEVELOPMENT - NEIGHBORHOOD 10; LOT 281 |
| Legal Subdivision | VALLEY LAKES PLANNED UNIT DEVELOPMENT - |
| Legal Lot Number | 281 |
| Legal Unit | D |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 860906 |
Source: Lake County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jul 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2015 · Amount on Record |
| Deed Sale | Mar 11, 2015 · Amount on Record |
| Prior Sale | Apr 20, 2007 · Amount on Record |
| Deed Document Number | 20157176584 |
| Prior Transfer Date | Jul 8, 2013 |
| Prior Transfer Doc | 0007024426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 6, 2026 |
| Property Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Document Number | 0008167517 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20268167517 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Document Number | 0008167517, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20268167517 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Jan 1, 2052 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Document Number | 0007986291 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 7986291 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 SWITCHGRASS DR, ROUND LAKE, IL 60073-9557 |
| Document Number | 0007875113 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 7875113 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Round Lake Village |
| Elementary School District | Big Hollow School District 38 (KG - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,287.00 (+2.27%) | $99,068 (+15.09%) Land $13,892 Building $85,176 | $297,234 (+15.09%) Land $41,680 Building $255,554 |
| 2024 | $7,125.00 | ||
| 2023 | $7,125.00 (+2.5%) | $86,081 (+15.28%) Land $12,120 Building $73,961 | $258,269 (+15.28%) Land $36,364 Building $221,905 |
| 2022 | $6,951.00 | $74,672 Land $7,728 Building $66,944 | $224,038 Land $23,186 Building $200,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROUND LAKE serves 18,430 people · EPA ID IL0971500 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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