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403 Sunset Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 403 Sunset Dr, Lavale, MD 21502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,244 sqft · built 2024
Lot Size0.684 acres (29,816 sqft)
Owner2 Individual Names on File
Last Sale$62,500 (Jul 2021)
Tax Bill$6,179 (2025)
Deeds & MortgagesMay 2022 Construction Loan
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-042101

Property Details

APN / Parcel Number

Primary APN29-042101
Alternative APN
  • 042101

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,244 sqft Total Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area29,816 sqft (0.684 acres)
Garage TypeBuilt-in
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number042101
Street Address403 SUNSET DR
CityCUMBERLAND
StateMD
Zip21502-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE/S SUNSET DR LOTS 23-24 146X205 SUNSET VIEW 2ND 140X212
Legal SubdivisionSUNSET VIEW SECOND ADDITION
Legal Lot Number23,24
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2002
Census Tract1200

Owner

Source: Allegany County records · APN 29-042101

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address212 SCHLEY ST, CUMBERLAND, MD 21502-2029
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Construction Mortgage
GEORGE MASON MORTGAGE LLC
Jul 23, 2021Deed, Transfer · Stand-Alone First Mortgage
FNB BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Prior SaleJun 20, 1991 · Amount on Record
Deed Book / Page2685 / 275
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address403 SUNSET DR, LAVALE, MD 21502-1922
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002785-0479
DateMay 31, 2022
Book Page2785/479
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMay 01, 2053

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJul 23, 2021
Property Address403 SUNSET DR, LAVALE, MD 21502-1922
Document Number002685-0275
Book / Page2685 / 275
Instrument DateJun 25, 2021
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address212 SCHLEY ST, CUMBERLAND, MD 21502-2029

Mortgage

Document Number0002685281
DateJul 23, 2021
Instrument2685/281
Lender
NameFNB BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$528,533 (+913.82%)$555,500 (+839.93%) Land $76,000 Building $479,500
2025$6,179.00 (+991.7%)
2023$566.00$52,133$59,100 Land $59,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
Skypacket NetworksFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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