Frederick County property record for 403 Sunset Cir, Cross Junction, VA 22625 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,521 sqft · built 2005 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jun 2021) |
| Tax Bill | $1,819 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-10-277 |
| Primary APN | 18A022-10-277 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| Gross Area | 3,385 sqft |
| 1st Floor Area | 845 sqft |
| Basement Area | 845 sqft |
| Finished Basement | 845 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | Rolling |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001665 |
|---|---|
| Street Address | 403 SUNSET CIR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE HOLIDAY EST. L277 P10 S2 .33 ACRES |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 10 |
| Legal Lot Number | 277 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 50300 |
Source: Frederick County records · APN 18A022-10-277
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 SUNSET CIR, CROSS JUNCTION, VA 22625-2466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 11, 2017 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 202110699 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0000011470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 403 SUNSET CIR, CROSS JUNCTION, VA 22625-2466 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003800 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 200003800 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jun 25, 2021 |
| Property Address | 403 SUNSET CIR, CROSS JUNCTION, VA 22625-2466 |
| Document Number | 0000010699 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 210010699 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 SUNSET CIR, CROSS JUNCTION, VA 22625-2466 |
| Document Number | 0000010700 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 210010700 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 11, 2017 |
| Property Address | 403 SUNSET CIR, CROSS JUNCTION, VA 22625-2466 |
| Document Number | 0000003554 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 170003554 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 SUNSET CIR, CROSS JUNCTION, VA 22625-2466 |
| Document Number | 0000003555 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 170003555 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,819.00 (+10.44%) | $343,200 Land $58,000 Building $285,200 | $343,200 Land $58,000 Building $285,200 |
| 2025 | $1,647.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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