403 Styrontown Beach Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 403 Styrontown Beach Rd, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1945
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Mar 2026)
Tax Bill	$277 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`I092-31`

Property Details

APN / Parcel Number

Primary APN	`I092-31`
Alternative APNs	`6486474085000` `17425`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Finished Area
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	16,683 sqft (0.383 acres)
Porch	Slab
Porch Area	161 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	17425
Street Address	403 STYRONTOWN BEACH RD
City	ORIENTAL
State	NC
Zip	28571-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1310 0007325 6486474085000
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	4
Census Block	4012
Census Tract	950203

Owner

403 Styrontown Beach Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Pamlico County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 STYRONTOWN BEACH RD, ORIENTAL, NC 28571-9264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Prior Sale	Oct 1, 2003
Deed Book / Page	754 / 613
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	403 STYRONTOWN BEACH RD, ORIENTAL, NC 28571-9264
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 STYRONTOWN BEACH RD, ORIENTAL, NC 28571-9264

Mortgage

Document Number	000754/616
Date	Mar 26, 2026
Book Page	754/616

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	403 STYRONTOWN BEACH RD, ORIENTAL, NC 28571-9264
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 STYRONTOWN BEACH RD, ORIENTAL, NC 28571-9264

Mortgage

Document Number	000707/902
Date	Dec 15, 2022
Book Page	707/902

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 403 Styrontown Beach Rd was $277.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$277.00	$41,122 Land $9,766 Building $31,356	$41,122 Land $9,766 Building $31,356
2023	$269.00	$41,122 Land $9,766 Building $31,356	$41,122 Land $9,766 Building $31,356

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Styrontown Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	144 (2003–2018)
Claims Outside the SFHA	33 of 144
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 99 claims Hurricane Irene, Aug 2011 · 35 claims Hurricane Isabel, Sep 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Styrontown Beach Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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