Kern County property record for 403 Stone Cross Dr, Bakersfield, CA 93312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,521 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Jul 2023) |
| Tax Bill | $8,928 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-554-05-00-8 |
| Primary APN | 500-554-05-00-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 3,814 sqft |
| 1st Floor Area | 2,521 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 500554050 |
|---|---|
| Street Address | 403 STONE CROSS DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93312-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6128 , BLOCK UN5, LOT 33 |
| Legal Subdivision | 6128 UNITS |
| Legal Tract | 6128 |
| Legal Block | 3 |
| Legal Lot Number | 33 |
| Jurisdiction | KERN CA |
| Township / Civil Division | ROSEDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3820 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC |
| Jul 7, 2023 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jul 22, 2021 | Grant Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Oct 27, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Jul 22, 2021 · Amount on Record |
| Deed Document Number | 202378766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000135093 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 225135093 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 7, 2023 |
| Property Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000078766 |
| Map Reference | MB 50 PG 41&42 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 223078766 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000078767 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 223078767 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 22, 2021 |
| Property Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000137094 |
| Map Reference | MB 50 PG 41&42 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 221137094 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3276 HILLCREST DR, BOZEMAN, MT 59715-0688 |
| Document Number | 0000137095 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 221137095 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000159705 |
| Map Reference | MB 50 PG 41&42 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 220159705 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000159706 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 220159706 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000057601 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 STONE CROSS DR BAKERSFIELD CA 933127020, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000057601 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 57601 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 403 STONE CROSS DR, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000032027 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 STONE CROSS DR BAKERSFIELD CA 933127020, BAKERSFIELD, CA 93312-7020 |
| Document Number | 0000032027 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 32027 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2048 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rosedale Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $665,855 (+2%) Land $199,756 Building $466,099 | |
| 2025 | $8,928.00 (+13%) | $652,800 (+16.36%) Land $195,840 Building $456,960 |
| 2023 | $7,901.00 (-2.96%) | $561,000 (+2%) Land $153,000 Building $408,000 |
| 2022 | $8,142.00 | $550,000 Land $150,000 Building $400,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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