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403 Steward St, Steward, IL 60553 Property Records

Lee County property record for 403 Steward St, Steward, IL 60553

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,500 sqft · built 1886
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Jan 2013)
Tax Bill$4,091 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-06-17-477-006

Property Details

APN / Parcel Number

Primary APN01-06-17-477-006
Alternative APN
  • 136845

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area2,500 sqft Living Area
Basement Area1,091 sqft
Unfinished Basement1,091 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Exterior MaterialWood
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions132 ft deep x 264 ft wide

Location & Zoning

Account Number136845
Street Address403 STEWARD ST
CitySTEWARD
StateIL
Zip60553-6631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT/LOT:00 TWP:00RNG/BLK:003 STEWARDS 2ND ADD TO STEWARD E 132 FT 8401-0512
Legal SubdivisionSTEWARDS SECOND ADDITION
Legal Block3
JurisdictionLEE IL
Township / Civil DivisionALTO
Census Block Group4
Census Block4009
Census Tract100

Owner

403 Steward St is owned and occupied by an individual who bought it in January 2013.

Source: Lee County records, as of June 16, 2026

Owner of RecordIndividual Name on File
Mailing Address403 STEWARD ST, STEWARD, IL 60553-6631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK ROCHELLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2013 · Amount on File
Deed SaleJan 18, 2013 · Amount on File
Deed Document Number2013374
Deed Book / Page1301 / 1925
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE IL
Property Address403 STEWARD ST, STEWARD, IL 60553-6631
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202300246
DateJan 23, 2023
Instrument202300246
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2043
Interest
Rate TypeFixed Rate
Rate5.88%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE IL
Property Address403 STEWARD ST, STEWARD, IL 60553-6631
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201703452
DateAug 21, 2017
Instrument201703452
Lender
NameFIRST STATE BANK ROCHELLE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueAug 14, 2024
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 Steward St was $4,091.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLee County
County SubdivisionAlto Township
MunicipalitySteward Village
Secondary School DistrictRochelle Township High School District 212 (09 - 12)
Elementary School DistrictSteward Elementary School District 220 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,091.00$63,373 Land $9,599 Building $53,774$190,119 Land $28,797 Building $161,322

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Steward St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1999–2007)
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Steward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTEWARD
serves 238 people · EPA ID IL1030450
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		115 / 7
Rise Broadband
Fixed Wireless		25 / 5

May also be available: LR Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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