403 Stancil Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 403 Stancil Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1980
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2023)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T29 122`

Property Details

APN / Parcel Number

Primary APN	`T29 122`
Alternative APN	`740950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	228 sqft
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	740950
Street Address	403 STANCIL DR
City	TOCCOA
State	GA
Zip	30577-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 20 THOMAS & STANCIL S/D
Legal Subdivision	THOMAS & STANCIL
Legal Lot Number	20
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1011
Census Tract	970302

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 STANCIL DR, TOCCOA, GA 30577-6403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Apr 2, 2020	Grant Deed, Transfer · FHA Mortgage SILVERSTONE MTG
Sep 4, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Jan 4, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	0001331341
Deed Book / Page	1331 / 341
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 23, 2023
Property Address	403 STANCIL DR, TOCCOA, GA 30577-6403
Document Number	0013310341
Book / Page	1331 / 341
Instrument Date	May 23, 2023
Instrument	2023-000583
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 426, TOCCOA, GA 30577-1407

Mortgage

Document Number	0001331343
Date	May 23, 2023
Instrument	1331/343

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 2, 2020
Property Address	403 STANCIL DR, TOCCOA, GA 30577-6403
Document Number	0012060189
Book / Page	001206 / 000189
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 STANCIL DR TOCCOA GA 305776403, TOCCOA, GA 30577-6403

Mortgage

Document Number	12060193
Date	Apr 2, 2020
Book Page	001206/000193

Lender

Name	SILVERSTONE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 4, 2018
Property Address	403 STANCIL DR, TOCCOA, GA 30577-6403
Document Number	0011590051
Book / Page	001159 / 000051
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 STANCIL DR TOCCOA GA 305776403, TOCCOA, GA 30577-6403

Mortgage

Document Number	11590053
Date	Sep 4, 2018
Book Page	001159/000053

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 4, 2018
Property Address	403 STANCIL DR, TOCCOA, GA 30577-6403
Document Number	0011400130
Book / Page	001140 / 000130
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$31.28
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (+34.67%) Homeowner's exemption	$74,816 (+68.26%) Land $2,023 Building $72,793	$187,040 (+68.26%) Land $5,057 Building $181,983
2023	$1,572.00 (+6.72%)	$44,464 (+6.71%) Land $2,023 Building $42,441	$111,160 (+6.71%) Land $5,057 Building $106,103
2022	$1,473.00	$41,667 Land $2,023 Building $39,644	$104,166 Land $5,057 Building $99,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

Nearby Properties on Stancil Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures