403 Spruce Trl, Bailey, CO 80421 Property Records

Park County property record for 403 Spruce Trl, Bailey, CO 80421 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage1,322 sqft Living Area
Lot Size39,204 sqft (0.9 acres)
OccupancyOwner Occupied
Last Sale$242,500 (2010)
Tax Bill$2,429.00 (2025)

Owner

Source: Park County records · APN R0045116

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 SPRUCE TRL, BAILEY, CO 80421-2094
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
SOFI BANK NA
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2010 · Amount on Record
Deed SaleDec 06, 2010 · Amount on Record
Deed Doc Number675844
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPARK CO
Property Address403 SPRUCE TRL, BAILEY, CO 80421-2094
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SPRUCE TRL, BAILEY, CO 80421-2094

Mortgage

Document Number0000822419
DateNov 04, 2025
Instrument822419
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2045

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPARK CO
Property Address403 SPRUCE TRL, BAILEY, CO 80421-2094
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000769352
DateAug 27, 2020
Instrument769352
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPARK CO
Property Address403 SPRUCE TRL, BAILEY, CO 80421-2094
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000758110
DateAug 20, 2019
Instrument758110
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2034

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPARK CO
Property Address403 SPRUCE TRL, BAILEY, CO 80421-2094
Document Number0000737183
Instrument DateJul 06, 2017
Transaction TypeMortgage
Record UpdatedAug 01, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SPRUCE TRL BAILEY CO 804212094, BAILEY, CO 80421-2094

Mortgage

Document Number0000737183
DateJul 12, 2017
Instrument737183
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueJul 11, 2044

Tax Assessment & Valuation

Source: Park County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
CountyPark County
Unified School DistrictPlatte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,429.00 (+16.95%)$37,950 (+6.3%) Land $5,170 Building $32,780$607,240 (+3.31%) Land $82,747 Building $524,493
2023$2,077.00 (+15.84%)$35,700 (+26.06%) Land $3,930 Building $31,770$587,811 (+44.27%) Land $64,643 Building $523,168
2022$1,793.00$28,320 Land $3,110 Building $25,210$407,452 Land $44,723 Building $362,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Park County (08093C), updated October 27, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 92% of the US · above 96% of Colorado
Wildfire LikelihoodAbout 1 in 90 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNR0045116
Alternative APN
  • 45116

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,322 sqft Living Area
1st Floor1,322 sqft 1st Floor
Basement Area896 sqft Basement
Finished Basement896 sqft Finished
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area39,204 sqft (0.9 acres)
Parking Spaces1 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area308 sqft Garage

Exterior Amenities

Deck Area464 sqft Deck
Porch1 Porch
Porch Area464 sqft Porch
TopographyOther Topography

Utilities and HVAC

SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number45116
Street Address403 SPRUCE TRL
CityBAILEY
StateCO
Zip80421-2094
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT07 R72 S23 SW4 BURLAND RANCHETTES UNIT 05 LOT 38
Legal Range72
Legal Township07
Legal Section23
Legal SubdivisionBURLAND RCH UNIT 05
Legal Lot Number38
JurisdictionPARK CO
Minor Civil DivisionFAIRPLAY
Census Blockgroup1
Census Block1004
Census Tract200

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