Suffolk City property record for 403 Spruce St, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2024 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Nov 2025) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more |
| APN | 34G24(3)3*9A |
| Primary APN | 34G24(3)3*9A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Account Number | 352421000 |
|---|---|
| Street Address | 403 SPRUCE ST |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-4754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES MEDIUM |
| Legal Description | L 9A,BL 3 403 SPRUCE ST |
| Legal Subdivision | CITY OF SUFFOLK |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65401 |
Source: Suffolk City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 SPRUCE ST, SUFFOLK, VA 23434-4754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Mar 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS |
| Jun 9, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 7, 2019 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2024 · Amount on Record |
| Deed Document Number | 202512813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Nov 10, 2025 |
| Property Address | 403 SPRUCE ST, SUFFOLK, VA 23434-4754 |
| Document Number | 0250012813 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 250012813 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ROCKET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 SPRUCE ST, SUFFOLK, VA 23434-4754 |
| Document Number | 0250012814 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 250012814 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Mar 22, 2024 |
| Property Address | SPRUCE ST, SUFFOLK, VA 23434 |
| Document Number | 0240002830 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 240002830 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | COLE TITLE, NOBLE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 SPRUCE ST, SUFFOLK, VA 23434-4754 |
| Document Number | 0240002831 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 240002831 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 9, 2023 |
| Property Address | SPRUCE ST, SUFFOLK, VA 23434 |
| Document Number | 0230005932 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 230005932 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 DAWSON LAKE LN, SUFFOLK, VA 23435-1376 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Nov 7, 2019 |
| Property Address | SPRUCE ST, SUFFOLK, VA 23434 |
| Document Number | 0190012618 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 190012618 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 COLUMBUS AVE, SUFFOLK, VA 23434-5408 |
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,100 (+3.82%) Land $26,100 Building $197,000 | ||
| 2025 | $2,837.00 (+5.39%) | $223,100 (+3.82%) Land $26,100 Building $197,000 | $214,900 (+763.05%) Land $26,100 Building $188,800 |
| 2024 | $2,692.00 (+893.36%) | $214,900 (+763.05%) Land $26,100 Building $188,800 | |
| 2023 | $271.00 (+39.69%) | $24,900 (+39.89%) Land $24,900 | $24,900 (+39.89%) Land $24,900 |
| 2022 | $194.00 | $17,800 Land $17,800 | $17,800 Land $17,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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