403 Spruce St, Clinton, SC 29325 Property Records

Laurens County property record for 403 Spruce St, Clinton, SC 29325

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`901-25-07-008`

Property Details

APN / Parcel Number

Primary APN	`901-25-07-008`
Alternative APNs	`9012507008 97115389` `97115389`

Location & Zoning

Old Parcel Number	9012507008 97115389
Street Address	403 SPRUCE ST
City	CLINTON
State	SC
Zip	29325-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CL
Legal Description	DIST:56X CITY/MUNI/TWP:CLINTON MAP REF:512-230 2-108
Legal Subdivision	COLLEGE VIEW SUB
Jurisdiction	LAURENS SC
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3047
Census Tract	920800

Owner

403 Spruce St is owned and occupied by an individual who acquired it in July 2000.

Source: Laurens County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	403 SPRUCE ST, CLINTON, SC 29325-3043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit ARTHUR ST BK
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARTHUR ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2000
Deed Sale	Jul 31, 2000
Deed Document Number	0000512230
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	403 SPRUCE ST, CLINTON, SC 29325-3043
Document Number	0025790149
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPRUCE ST CLINTON SC 293253043, CLINTON, SC 29325-3043

Mortgage

Document Number	0025790149
Date	Apr 16, 2020
Book Page	002579/000149
Instrument	2928

Lender

Name	ARTHUR ST BK
Type	Bank
Address	UNION, SC 29379

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2035

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	403 SPRUCE ST, CLINTON, SC 29325-3043
Document Number	0025780031
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPRUCE ST CLINTON SC 293253043, CLINTON, SC 29325-3043

Mortgage

Document Number	0025780031
Date	Apr 9, 2020
Book Page	002578/000031
Instrument	2795

Lender

Name	ARTHUR ST BK
Type	Bank
Address	UNION, SC 29379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 8, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 403 Spruce St was $1,355 with a homeowner's exemption.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Clinton City
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,355.00 Homeowner's exemption	$7,850 Land $1,050 Building $6,800
2023		$7,790 Land $1,050 Building $6,740	$194,750 Land $26,250 Building $168,500
2021			$196,250 Land $26,250 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Spruce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLINTON serves 8,938 people · EPA ID SC3010002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T.

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