403 Spruce St, Appalachia, VA 24216 Property Records

Wise County property record for 403 Spruce St, Appalachia, VA 24216

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,536 sqft · built 1978
Lot Size	0.34 acres (14,892 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Mar 2023)
Tax Bill	$521 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R018855`

Property Details

APN / Parcel Number

Primary APN	`R018855`
Alternative APNs	`104A4 (07) 006 007-8` `018855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Heated Area
Gross Area	2,368 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,892 sqft (0.34 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 SPRUCE ST
City	APPALACHIA
State	VA
Zip	24216-2021
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	L 7-8 B 6 P 1 WRC
Legal Subdivision	WISE REALTY CORPORATION ADDITION
Legal Lot Number	7-8
Jurisdiction	WISE VA
Township / Civil Division	1
Census Block Group	2
Census Block	2062
Census Tract	931100

Owner

403 Spruce St, a mobile home, is owned and occupied by an individual who bought it in March 2023.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	403 SPRUCE ST, APPALACHIA, VA 24216-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	20231128
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Mar 17, 2023
Property Address	403 SPRUCE ST, APPALACHIA, VA 24216-2021
Document Number	0202301128
Map Reference	DB 222 PG 338
Instrument Date	Feb 21, 2023
Instrument	202301128
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPRUCE ST, APPALACHIA, VA 24216-2021

Mortgage

Document Number	0202301129
Date	Mar 17, 2023
Instrument	202301129

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 403 Spruce St was $521, up 20.6% from the year before.

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Appalachia Town
County	Wise County
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$521.00 (+20.6%)	$75,600 (+20.77%) Land $13,000 Building $62,600	$75,600 (+20.77%) Land $13,000 Building $62,600
2025	$432.00	$62,600 Land $10,000 Building $52,600	$62,600 Land $10,000 Building $52,600
2023	$431.00	$62,600 (-) Land $10,000 Building $52,600	$62,600 (-) Land $10,000 Building $52,600
2022		$62,600 Land $10,000 Building $52,600	$62,600 Land $10,000 Building $52,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Spruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (1984–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 2025 · 2 claims Severe Storms And Flooding, Mar 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Spruce St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF APPALACHIA serves 2,745 people · EPA ID VA1195050
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Spruce St

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