403 Spruce, Custer City, OK 73639 Property Records

Custer County property record for 403 Spruce, Custer City, OK 73639

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,128 sqft · built 2008
Lot Size	1.37 acres (60,000 sqft)
Owner	Individual Name on File
Tax Bill	$843 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0100-00-062-001-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0100-00-062-001-0-000-00`
Alternative APN	`8208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,000 sqft (1.37 acres)
Lot Dimensions	200 ft deep x 300 ft wide
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	96 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8208
Street Address	403 SPRUCE
City	CUSTER CITY
State	OK
Zip	73639-9659
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CUSTER CITY ORIGINAL LTS 1-16 BLK 62
Legal Subdivision	CUSTER ORIGINAL
Legal Block	62
Legal Lot Number	1-16
Jurisdiction	CUSTER OK
Township / Civil Division	CUSTER CITY
Census Block Group	2
Census Block	2240
Census Tract	961000

Owner

403 Spruce, a mobile home, is owned and occupied by an individual who acquired it in June 2009.

Source: Custer County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	403 SPRUCE, CUSTER CITY, OK 73639-9659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2009
Deed Sale	Jun 16, 2009
Prior Sale	May 29, 2009 · Amount on File
Deed Book / Page	1437 / 571
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER OK
Property Address	403 SPRUCE, CUSTER CITY, OK 73639-9659
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPRUCE, CUSTER CITY, OK 73639-9659

Mortgage

Document Number	002186/590
Date	Mar 13, 2026
Book Page	2186/590
Instrument	I-2026-002631

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 403 Spruce was $843 with a homeowner's exemption.

Source: Custer County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Custer County
Municipality	Custer City Town
Unified School District	Thomas-Fay-Custer Unified Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,784 (+3%) Land $924 Building $9,860	$98,031 (-16.07%) Land $8,400 Building $89,631
2025	$843.00 Homeowner's exemption	$10,470 (+3.01%) Land $990 Building $9,480	$116,801 (-4.87%) Land $9,000 Building $107,801
2024	$843.00 (+9.48%) Homeowner's exemption	$10,164 (+3%) Land $990 Building $9,174	$122,786 (+28.36%) Land $9,000 Building $113,786
2023	$770.00 (+14.24%) Homeowner's exemption	$9,868 (+3%) Land $990 Building $8,878	$95,659 (+9.83%) Land $9,000 Building $86,659
2022	$674.00 Homeowner's exemption	$9,581 Land $990 Building $8,591	$87,100 Land $9,000 Building $78,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Spruce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Spruce is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUSTER CITY PWS serves 393 people · EPA ID OK2002009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Pioneer Telephone Cooperative DSL · Fiber in parts of the area	25 / 3

May also be available: Hudson Technology Solutions.

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