403 Spring Meadows Dr, Manchester (Ballwin), MO 63011 Property Records

St. Louis County property record for 403 Spring Meadows Dr, Manchester, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1961
Lot Size	0.409 acres (17,799 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Jul 2012)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Jul 2018 Loan Modification Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22R-33-0449`

Property Details

APN / Parcel Number

Primary APN	`22R-33-0449`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,092 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,799 sqft (0.409 acres)
Lot Dimensions	113 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	348 sqft
Deck Area	214 sqft
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 SPRING MEADOWS DR
City	MANCHESTER
State	MO
Zip	63011-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	94R-1
Legal Description	BAXTER ACRES PLAT 3 LOT 234
Legal Subdivision	BAXTER ACRES PLAT 3
Legal Lot Number	234
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4010
Census Tract	217802

Owner

403 Spring Meadows Dr is owned and occupied by two individuals who bought it in July 2012.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 SPRING MEADOWS DR, MANCHESTER, MO 63011-3919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Loan Modification, Mortgage US BK
Jul 30, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2012 · Amount on File
Deed Sale	Jul 5, 2012 · Amount on File
Prior Sale	May 13, 2008 · Amount on File
Deed Document Number	2012328
Deed Book / Page	20058 / 438
Record Updated	Oct 29, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	403 SPRING MEADOWS DR, MANCHESTER, MO 63011-3919
Document Number	0231821628
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 SPRING MEADOWS DR MANCHESTER MO 630113919, MANCHESTER, MO 63011-3919

Mortgage

Document Number	0231821628
Date	Sep 5, 2018
Book Page	023182/001628
Instrument	250

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Interest

Rate	4.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	403 SPRING MEADOWS DR, MANCHESTER, MO 63011-3919
Document Number	0231800210
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 SPRING MEADOWS DR MANCHESTER MO 630113919, MANCHESTER, MO 63011-3919

Mortgage

Document Number	0231800210
Date	Sep 4, 2018
Book Page	023180/000210
Instrument	32

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Spring Meadows Dr was $3,803, up 14.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Manchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,580 (-) Land $28,220 Building $30,360	$308,300 (-) Land $148,500 Building $159,800
2025	$3,803.00 (+14.17%)	$58,580 Land $28,220 Building $30,360	$308,300 Land $148,500 Building $159,800
2024	$3,331.00 (-0.86%)
2023	$3,360.00 (+2.53%)	$48,510 (+9.85%) Land $18,150 Building $30,360	$255,300 Land $95,500 Building $159,800
2022	$3,277.00	$44,160 Land $24,400 Building $19,760
2021			$232,400 Land $128,400 Building $104,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Spring Meadows Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2020)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Spring Meadows Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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