403 Splitrail Dr, Goose Creek, SC 29445 Property Records

Berkeley County property record for 403 Splitrail Dr, Goose Creek, SC 29445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1983
Lot Size	0.21 acres (9,178 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2026)
Tax Bill	$994 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-07-06-068`

Property Details

APN / Parcel Number

Primary APN	`234-07-06-068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,164 sqft Finished Area
Gross Area	2,154 sqft
1st Floor Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	9,178 sqft (0.21 acres)
Garage Area	588 sqft
Porch	Slab
Porch Area	108 sqft

Location & Zoning

Street Address	403 SPLITRAIL DR
City	GOOSE CREEK
State	SC
Zip	29445-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GOOSE CREE
Legal Description	ASSESSMENT DISTRICT: 252FOXBOROUGH SEC III &IV
Legal Subdivision	FOXBOROUGH SECTION 3 & 4
Legal Block	S
Legal Lot Number	17
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2017
Census Tract	20707

Owner

403 Splitrail Dr is owned and occupied by an individual who bought it in June 2026.

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Jun 1, 2026	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 1, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	202619534
Deed Book / Page	5597 / 458
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 1, 2026
Property Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Document Number	0000019534
Book / Page	5597 / 458
Instrument Date	May 28, 2026
Instrument	202619534
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,636.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019535,
Date	Jun 1, 2026
Instrument	202619535

Lender

Name	FIRST NATIONAL BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 1, 2026
Property Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Document Number	05597/0458
Book / Page	5597 / 458
Instrument Date	May 28, 2026
Instrument	202619534
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,636.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019535,
Date	Jun 1, 2026
Instrument	202619535

Lender

Name	FIRST NATIONAL BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WEEKS AND IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3616/0701
Date	Dec 14, 2020
Book Page	3616/701
Instrument	2020050169

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 1, 2018
Property Address	403 SPLITRAIL DR, GOOSE CREEK, SC 29445-5608
Document Number	2667/0480
Book / Page	002667 / 000480
Instrument Date	Jan 31, 2018
Instrument	3539
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 SPLITRAIL DR GOOSE CREEK SC 294455608, GOOSE CREEK, SC 29445-5608

Mortgage

Document Number	2667/0484
Date	Feb 1, 2018
Book Page	002667/000484
Instrument	3540

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Splitrail Dr was $994 with a homeowner's exemption, up 2.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Goose Creek City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,495 (+2,399.92%) Land $43,217 Building $119,278	$244,400 (-) Land $65,000 Building $179,400
2025	$994.00 (+2.47%)	$6,500 (-) Land $1,729 Building $4,771	$244,400 (-) Land $65,000 Building $179,400
2024	$970.00 Homeowner's exemption	$6,500 Land $1,729 Building $4,771	$244,400 Land $65,000 Building $179,400
2022	$949.00 Homeowner's exemption	$5,652 Land $1,680 Building $3,972	$141,300 Land $42,000 Building $99,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Splitrail Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	10 of 14
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Splitrail Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GOOSE CREEK serves 43,744 people · EPA ID SC0810004
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Home Telecom.

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