403 Sparrow Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 403 Sparrow Rd, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,225 sqft · built 1959
Lot Size0.254 acres (11,064 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jan 2012)
Tax Bill$2,619 (2025)
Deeds & MortgagesApr 2023 Line of Credit
May 2022 Second Mortgage
APN0132006001680

Property Details

APN / Parcel Number

Primary APN0132006001680

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,225 sqft Living Area
1st Floor Area1,225 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,064 sqft (0.254 acres)
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area232 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 SPARROW RD
CityCHESAPEAKE
StateVA
Zip23325-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description168 TANGLEWOOD SEC 4
Legal SubdivisionTANGLEWOOD, INDIAN RIVER, HERRINGTON
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1009
Census Tract20001

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 SPARROW RD, CHESAPEAKE, VA 23325-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage · Line of Credit
TOWNEBANK
May 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2012 · Amount on Record
Deed SaleJan 31, 2012 · Amount on Record
Deed Book / Page8598 / 194
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address403 SPARROW RD, CHESAPEAKE, VA 23325-2231
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10651/1653
DateApr 6, 2023
Book Page10651/1653
Instrument230006956
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term419 Months
DueMar 30, 2058
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address403 SPARROW RD, CHESAPEAKE, VA 23325-2231
Transaction TypeMortgage
Record UpdatedJun 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10560/1902
DateMay 18, 2022
Book Page10560/1902
Instrument220016836
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term237 Months
DueFeb 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,500 (+8.18%) Land $135,000 Building $145,500$280,500 (+8.18%) Land $135,000 Building $145,500
2025$2,619.00 (+7.6%)$259,300 (+12.59%) Land $125,000 Building $134,300$259,300 (+12.59%) Land $125,000 Building $134,300
2024$2,434.00 (+31.07%)
2023$230,300 (+8.79%) Land $105,000 Building $125,300$230,300 (+8.79%) Land $105,000 Building $125,300
2022$211,700 Land $95,000 Building $116,700$211,700 Land $95,000 Building $116,700
2019$1,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims22 (1988–2019)
Claims Outside the SFHA10 of 22
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 7 claims
  • Hurricane Isabel, Sep 2003 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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