403 Southwood Dr, Elyria, OH 44035 Property Records

Lorain County property record for 403 Southwood Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$252,500 (Jun 2023)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-126-085`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-126-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	1,204 sqft
2nd Floor Area	784 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	141 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	314 sqft
Deck Area	280 sqft
Patio Area	230 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	403 SOUTHWOOD DR
City	ELYRIA
State	OH
Zip	44035-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD SUB #3 94.27 X 140.68
Legal Subdivision	SOUTHWOOD SUBDIVISION #3
Legal Block	126
Legal Lot Number	51
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2005
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	403 SOUTHWOOD DR, ELYRIA, OH 44035-8345
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Aug 21, 2020	Grant Deed, Transfer CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	0000919585
Last Transfer Date	Feb 3, 2026
Transfer Doc	0000083753
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Feb 3, 2026
Property Address	403 SOUTHWOOD DR, ELYRIA, OH 44035-8345
Document Number	0000083753
Map Reference	VOL 30 PG 43
Instrument Date	Feb 2, 2026
Instrument	2026-0083753
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	403 SOUTHWOOD DR, ELYRIA, OH 44035-8345

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 20, 2023
Property Address	403 SOUTHWOOD DR, ELYRIA, OH 44035-8345
Document Number	0000919585
Map Reference	VOL 30 PG 43
Instrument Date	Jun 20, 2023
Instrument	2023-0919585
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SOUTHWOOD DR, ELYRIA, OH 44035-8345

Mortgage

Document Number	0000919586
Date	Jun 20, 2023
Instrument	2023-0919586

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 21, 2020
Property Address	403 SOUTHWOOD DR, ELYRIA, OH 44035-8345
Document Number	0000775247
Instrument Date	Aug 19, 2020
Instrument	775247
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	OLD REPUBLIC NATIONAL TITLE INSURANCE C, OLD REPUBLIC NAT'L TITLE INS C

Transaction

Amount	Amount Recorded
Tax	$42.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 SOUTHWOOD DR ELYRIA OH 440358345, ELYRIA, OH 44035-8345

Mortgage

Document Number	775248
Date	Aug 21, 2020
Instrument	775248

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (-31.45%)	$70,680 (-0.01%) Land $15,910 Building $54,770	$201,960 (-) Land $45,470 Building $156,490
2024	$2,998.00 (+11.82%)	$70,687 (+21.69%) Land $15,915 Building $54,772	$201,960 (+21.68%) Land $45,470 Building $156,490
2023	$2,681.00 (+0.3%)	$58,090 (-) Land $11,781 Building $46,309	$165,970 (-) Land $33,660 Building $132,310
2022	$2,673.00	$58,090 Land $11,780 Building $46,310
2021			$165,970 Land $33,660 Building $132,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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