403 Silver St, Bethalto, IL 62010 Property Records

Madison County property record for 403 Silver St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,094 sqft · built 1960
Lot Size	0.154 acres (6,710 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Mar 2022)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Foreclosure + 1 more
APN	`19-2-08-01-18-301-038`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-01-18-301-038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	6,710 sqft (0.154 acres)
Lot Dimensions	122 ft deep x 54 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	403 SILVER ST
City	BETHALTO
State	IL
Zip	62010-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALBERS PLACE LOT 27 54.6X122.9 IRR
Legal Subdivision	ALBERS PLACE
Legal Lot Number	27
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2041
Census Tract	401721

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 SILVER ST, BETHALTO, IL 62010-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Sep 13, 2021	Foreclosure Foreclosure Auction
May 16, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	20229707
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 21, 2022
Property Address	403 SILVER ST, BETHALTO, IL 62010-1114
Document Number	0000009707
Map Reference	PB 23 PG 112A
Instrument Date	Mar 16, 2022
Instrument	2022R09707
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SILVER ST, BETHALTO, IL 62010-1114

Mortgage

Document Number	0000009708
Date	Mar 21, 2022
Instrument	2022R09708

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.13%

September 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON IL
Recording Date	Sep 13, 2021
Property Address	403 SILVER ST, BETHALTO, IL 62010-1114
Document Number	0000038570
Map Reference	PB 23 PG 112A
Instrument Date	Aug 17, 2021
Instrument	2021R38570
Transaction Type	Foreclosure
Record Updated	Oct 6, 2021

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR LBBY 24, 1, CHICAGO, IL 60606-4615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8003 WOLF RD, ALTON, IL 62002-7929

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 16, 2017
Property Address	403 SILVER ST, BETHALTO, IL 62010-1114
Document Number	0000016206
Map Reference	PL 23 PG 112A
Instrument Date	May 12, 2017
Instrument	2017R16206
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SILVER ST, BETHALTO, IL 62010-1114

Mortgage

Document Number	0000016207
Date	May 16, 2017
Instrument	2017R16207

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,460.00 (+7.86%)	$55,840 (+25.91%) Land $4,690 Building $51,150	$167,520 (+25.78%) Land $14,070 Building $153,450
2024	$3,208.00 (-4.67%)
2022	$3,365.00	$44,350 Land $3,730 Building $40,620	$133,183 Land $11,201 Building $121,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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