Santa Cruz County property record for 403 Sidesaddle Cir, Scotts Valley, CA 95066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,715 sqft · built 1995 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (May 2012) |
| Tax Bill | $8,946 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-271-50 |
| Primary APN | 024-271-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,715 sqft Living Area |
| Gross Area | 2,250 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,396 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 SIDESADDLE CIR |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-4909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 1315 |
| Legal Subdivision | GREEN HILLS ESTATES PH 02 TR 1315 |
| Legal Tract | 1315 |
| Legal Lot Number | 45 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 121200 |
403 Sidesaddle Cir is owned and occupied by two individuals who bought it in May 2012.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2012 · Amount on File |
| Deed Sale | May 15, 2012 · Amount on File |
| Prior Sale | Mar 23, 1995 · Amount on File |
| Deed Document Number | 201223302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 403 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4909 |
| Document Number | 0000043321 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-0043321 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 403 Sidesaddle Cir was $8,946 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Scotts Valley City |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $704,648 (+2%) Land $458,021 Building $246,627 | |
| 2025 | $8,946.00 Homeowner's exemption | $690,832 Land $449,041 Building $241,791 |
| 2023 | $8,155.00 (+2.15%) Homeowner's exemption | $664,006 Land $431,604 Building $232,402 |
| 2022 | $7,983.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 403 Sidesaddle Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Sidesaddle Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Cruzio, T-Mobile, Verizon.
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