403 Seminole St, Holly, MI 48442 Property Records

Oakland County property record for 403 Seminole St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,263 sqft · built 1932
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2024)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IH-01-27-362-005`

Property Details

APN / Parcel Number

Primary APN	`IH-01-27-362-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,225 sqft
Basement Area	1,225 sqft
Unfinished Basement	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	1,255 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	287 sqft
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	403 SEMINOLE ST
City	HOLLY
State	MI
Zip	48442-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5N, R7E, SEC 27 HOLLYWOOD LOT 27 & W 1/2 OF LOT 28
Legal Range	07E
Legal Township	05N
Legal Section	27
Legal Subdivision	HOLLY
Legal Lot Number	27-28
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1004
Census Tract	124500

Owner

403 Seminole St is owned and occupied by an individual who bought it in October 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4234 STONEBRIDGE, HOLLY, MI 48442-9532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Apr 4, 2019	Quit Claim Deed ATTORNEY ONLY
Jun 13, 2017	Warranty Deed, Transfer GUARANTY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Document Number	2024109301
Deed Book / Page	59678 / 152
Prior Transfer Date	Aug 27, 2009
Prior Transfer Doc	0000170527
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	403 SEMINOLE ST, HOLLY, MI 48442-1359
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SEMINOLE ST, HOLLY, MI 48442-1359

Mortgage

Document Number	0000263423
Date	Nov 24, 2021
Book Page	57113/620
Instrument	263423

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	403 SEMINOLE ST, HOLLY, MI 48442-1359
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SEMINOLE ST, HOLLY, MI 48442-1359

Mortgage

Document Number	0000001949
Date	Jan 5, 2021
Book Page	55438/87
Instrument	1949

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	118 Months
Due	Nov 13, 2030

April 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 4, 2019
Property Address	403 SEMINOLE ST, HOLLY, MI 48442-1359
Document Number	0000045333
Book / Page	052694 / 000117
Instrument Date	Apr 2, 2019
Instrument	45333
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SEMINOLE ST HOLLY MI 484421359, HOLLY, MI 48442-1359

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 13, 2017
Property Address	403 SEMINOLE ST, HOLLY, MI 48442-1359
Document Number	0000114652
Book / Page	050762 / 000365
Instrument Date	May 31, 2017
Instrument	114652
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 DIXIE HWY #9 CLARKSTON MI 483482458, 9, CLARKSTON, MI 48348-2458

Mortgage

Document Number	114646
Date	Jun 13, 2017
Book Page	050762/000330
Instrument	114646

Lender

Name	GUARANTY TR
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 403 Seminole St was $3,738 with a homeowner's exemption, up 130.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00 (+130.31%) Homeowner's exemption	$90,050	$180,100
2024	$1,623.00
2023		$74,300	$148,600
2021	$1,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Seminole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Seminole St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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