403 Second St, Cotter, AR 72626 Property Records

Baxter County property record for 403 Second St, Cotter, AR 72626 · Last verified August 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1930
Square Footage500 sqft Total Area
Lot Size6,970 sqft (0.16 acres)
Last Sale$27,000 (1998)
Tax Bill$531.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-00190-001
Alternative APN
  • 26844

Interior

Building Area500 sqft Total Area
1st Floor1,000 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area6,970 sqft (0.16 acres)

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Street Address403 SECOND ST
CityCOTTER
StateAR
Zip72626
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionNORTH 70' OF LOTS 797,798,799,800 CITY OF COTTER
Legal Range14
Legal Township19
Legal Section31
Legal SubdivisionCOTTER LOTS
Legal Lot Number797-800
JurisdictionBAXTER AR
Minor Civil DivisionWHITEVILLE
Census Blockgroup2
Census Block2052
Census Tract950900

Owner

Source: Baxter County records · APN 004-00190-001

Assessment roll updated November 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 328, COTTER, AR 72626-0328
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2021Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY BANK
May 02, 2017Deed of Trust, Mortgage · Commercial Mortgage
INTEGRITY FIRST BANK NA
Mar 06, 2019Deed of Trust, Mortgage · Line of Credit
INTEGRITY FIRST BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 1998 · Amount on Record
Deed SaleJul 30, 1998 · Amount on Record
Deed Book / Page1998 / 7764
Last Transfer DateJun 08, 2021
Transfer Doc0000007755
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAXTER AR
Property Address403 SECOND ST, COTTER, AR 72626
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SECOND ST, COTTER, AR 72626

Mortgage

Document NumberL202111499
DateOct 06, 2021
InstrumentL202111499
Lender
NameFIRST COMMUNITY BANK
TypeBank
AddressBATESVILLE, AR 72503
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAXTER AR
Property Address403 SECOND ST, COTTER, AR 72626
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL201703897
DateMay 02, 2017
InstrumentL201703897
Lender
NameINTEGRITY FIRST BANK NA
TypeBank
AddressMOUNTAIN HOME, AR 72653
Agreement
TypeCommercial Mortgage
Term60 Months
DueMay 16, 2022

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAXTER AR
Property Address403 SECOND ST, COTTER, AR 72626
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL201901908
DateMar 06, 2019
InstrumentL201901908
Lender
NameINTEGRITY FIRST BANK NA
TypeBank
AddressMOUNTAIN HOME, AR 72653
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 06, 2024

Tax Assessment & Valuation

Source: Baxter County records · Assessment roll updated November 25, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBaxter County
MunicipalityCotter City
Unified School DistrictCotter School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$531.00$10,590 (+18.06%) Land $1,390 Building $9,200
2024$531.00
2023$531.00$8,970 Land $1,390 Building $7,580$52,950 Land $6,950 Building $46,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 31% of Arkansas
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Second St

Nearby Streets

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