403 SE Monterey Rd, Stuart, FL 34994 Property Records

Martin County property record for 403 SE Monterey Rd, Stuart, FL 34994

Property Summary

Property Type	Retail Store
Details	1 ba · 6,650 sqft · built 1972
Lot Size	0.354 acres (15,398 sqft)
Owner	Company Name on Record
Last Sale	$183,700 (Feb 2020)
Tax Bill	$11,653 (2025)
Deeds & Mortgages	Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-38-41-006-001-0005.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`09-38-41-006-001-0005.0-6-0000`
Alternative APNs	`09-38-41-006-001-00050-6` `26115`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	6,650 sqft Gross Area
1st Floor Area	6,650 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Built-Up Asphalt
Lot Area	15,398 sqft (0.354 acres)
View / Lot	Commercial

Location & Zoning

Account Number	26115
Street Address	403 SE MONTEREY RD
City	STUART
State	FL
Zip	34994-4405
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	B1
Legal Description	MONTEREY LOTS 5 & 26 & E 30 OF LOTS 6 & 25 BLK 1
Legal Range	41E
Legal Township	38S
Legal Section	9
Legal Subdivision	MONTEREY SUBDIVISION
Legal Block	1
Legal Lot Number	5 & 2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1054
Census Tract	1000

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	409 SE MONTEREY RD, STUART, FL 34994-4405
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	20202801797
Deed Book / Page	3113 / 1511
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0002801797
Record Updated	Oct 29, 2026

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 24, 2020
Property Address	403 SE MONTEREY RD, STUART, FL 34994-4405
Document Number	0031131511
Book / Page	3113 / 1511
Map Reference	MB 1 PG 10
Instrument Date	Feb 21, 2020
Instrument	2801797
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 SE MONTEREY RD, 409, STUART, FL 34994-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SE MONTEREY RD, STUART, FL 34994-4405

Mortgage

Document Number	0031131513
Date	Feb 24, 2020
Instrument	3113/1513

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,653.00 (+8.39%)	$707,603 (+12%)	$800,470 (+26.7%) Land $123,200 Building $677,270
2024	$10,751.00 (+7%)
2023	$10,048.00 (+10.5%)	$631,770 (+18.84%) Land $123,200 Building $508,570	$631,770 (+10.88%) Land $123,200 Building $508,570
2022	$9,093.00	$531,634	$569,770 Land $123,200 Building $446,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications, Verizon.

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