403 SE 20th St, Gainesville, FL 32641 Property Records

Alachua County property record for 403 SE 20th St, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,241 sqft · built 2008
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Jul 2019)
Tax Bill	$1,864 (2024)
Deeds & Mortgages	Jul 2019 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11275-026-000`

Property Details

APN / Parcel Number

Primary APN	`11275-026-000`
Alternative APN	`00970060000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,241 sqft Heated Area
1st Floor Area	1,241 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Area	325 sqft
Driveway	Driveway
Driveway Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00970060000
Street Address	403 SE 20TH ST
City	GAINESVILLE
State	FL
Zip	32641-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U6
Legal Description	EAST COURT PB C-23 LOT 26 AND S 20 FT OF LOT 25 OR 4703/1773
Legal Range	20E
Legal Township	10S
Legal Section	03
Legal Subdivision	EAST COURT
Legal Lot Number	25-26 27
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3063
Census Tract	600

Owner

403 SE 20th St is owned and occupied by an individual who bought it in July 2019.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Mailing Address	403 SW 20TH ST, GAINESVILLE, FL 32641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	3204798
Deed Book / Page	4703 / 1773
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jul 24, 2019
Property Address	403 SE 20TH ST, GAINESVILLE, FL 32641-7453
Document Number	0047031773
Book / Page	4703 / 1773
Map Reference	MB C PG 23
Instrument Date	Jul 8, 2019
Instrument	3204798
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HAILE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9576 SW 101ST AVE, 9576, GAINESVILLE, FL 32608-6085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SE 20TH ST, GAINESVILLE, FL 32641-7453

Mortgage

Document Number	0047031788
Date	Jul 24, 2019
Instrument	4703/1788

Lender

Name	CITY OF GRAINESVILLE
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 8, 2024

Mortgage

Document Number	0047031775
Date	Jul 24, 2019
Book Page	4703/1775
Instrument	3204799

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,577	$199,451 Land $12,750 Building $186,701
2024	$1,864.00 (+3.1%)
2023	$1,808.00 (+4.03%) Homeowner's exemption Senior Citizen's exemption	$116,596 (+3%)	$169,264 (+12.11%) Land $10,000 Building $159,264
2022	$1,738.00 Homeowner's exemption	$113,200	$150,978 Land $10,000 Building $140,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 SE 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 SE 20th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on SE 20th St

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