403 Scott Ave, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 403 Scott Ave, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,666 sqft · built 1885
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Company Names on File
Last Sale	$11,500 (Nov 1997)
Tax Bill	$1,039 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`301301 242.042-1-18`

Property Details

APN / Parcel Number

Primary APN	`301301 242.042-1-18`
Alternative APNs	`130124204200010180000000` `301301 242.042-0001-018` `32915 04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,666 sqft Living Area
1st Floor Area	1,333 sqft
2nd Floor Area	1,333 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,049 sqft (0.07 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	1 sqft
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32915 04
Street Address	403 SCOTT AVE
City	ROME
State	NY
Zip	13440-5059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-P
Legal Description	H&L 50X 60
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	3
Census Block	3013
Census Tract	26300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 Scott Ave is owned by a company that acquired it in January 2006 and is owner-occupied.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	403 SCOTT AVE, ROME, NY 13440-5059
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 1997 · Amount on File
Deed Sale	Nov 20, 1997 · Amount on File
Prior Sale	May 23, 1997 · Amount on File
Deed Book / Page	2800 / 675
Last Transfer Date	Jan 30, 2006
Transfer Doc	2006006844
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	403 SCOTT AVE, ROME, NY 13440-5059
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003911
Date	Mar 18, 2026
Instrument	2026-003911

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 403 Scott Ave was $1,039 with exemptions applied.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,039.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$39,700 (-) Land $9,600 Building $30,100	$93,412 (+6.75%) Land $22,588 Building $70,824
2024		$39,700 (-) Land $9,600 Building $30,100	$87,503 (+0.02%) Land $21,159 Building $66,344
2023		$39,700 (-) Land $9,600 Building $30,100	$87,483 (+17.91%) Land $21,155 Building $66,328
2022	$1,302.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$39,700 Land $9,600 Building $30,100	$74,192 Land $17,941 Building $56,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Scott Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Scott Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20