403 Sandy Point Rd, New Bern, NC 28560 Property Records

Craven County property record for 403 Sandy Point Rd, New Bern, NC 28560 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1982
Lot Size	0.418 acres (18,235 sqft)
Owner	Individual Name on File
Tax Bill	$764 (2024)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`2-037-083`

Property Details

APN / Parcel Number

Primary APN	`2-037-083`
Alternative APN	`3645700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1982
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,235 sqft (0.418 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3645700
Old Parcel Number	2-037-083
Street Address	403 SANDY POINT RD
City	NEW BERN
State	NC
Zip	28560-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#2 BLK O RVRVW PK
Legal Subdivision	RIVERVIEW PARK
Legal Block	O
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1055
Census Tract	960101

Owner

Source: Craven County records · APN 2-037-083

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 SANDY POINT RD, NEW BERN, NC 28560-5032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000972663
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	403 SANDY POINT RD, NEW BERN, NC 28560-5032
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3595/812
Date	Dec 16, 2019
Book Page	3595/812
Instrument	10047811

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,960 (-) Land $15,000 Building $67,960	$82,960 (-) Land $15,000 Building $67,960
2024	$764.00 (+2.69%)
2023	$744.00 (+6.44%)	$82,960 (+35.2%) Land $15,000 Building $67,960	$82,960 (+35.2%) Land $15,000 Building $67,960
2022	$699.00	$61,360 Land $15,000 Building $46,360
2018			$61,360 Land $15,000 Building $46,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499601011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 393 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured (24 under condo master policies) 353 of 393 individual policies on primary residences
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Flood Events	Hurricane Florence (Sep 2018), 253 claims Hurricane Irene (Aug 2011), 94 claims Hurricane Fran (Sep 1996), 29 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.