403 Sandy Bluff, Houston, TX 77079 Property Records

Harris County property record for 403 Sandy Bluff, Houston, TX 77079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,274 sqft · built 1984
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$883,445 (Jul 2025)
Tax Bill	$13,195 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-607-001-0009`

Property Details

APN / Parcel Number

Primary APN	`114-607-001-0009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,274 sqft Living Area
1st Floor Area	2,312 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,875 sqft (0.181 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1146070010009
Street Address	403 SANDY BLF
City	HOUSTON
State	TX
Zip	77079-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 1 BARKERS LANDING SEC 3
Legal Subdivision	BARKERS LANDING SEC 3
Legal Block	1
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	450500

Owner

403 Sandy Bluff is owned and occupied by two individuals who bought it in July 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 SANDY BLF, HOUSTON, TX 77079-2446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2020	Warranty Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	2025270850
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0000213388
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 14, 2025
Property Address	403 SANDY BLF, HOUSTON, TX 77079-2446
Document Number	0000270850
Map Reference	VOL 292 PG 111
Instrument Date	Jul 11, 2025
Instrument	2025-270850
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18924 HARBOR SIDE BLVD, MONTGOMERY, TX 77356-3224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SANDY BLF, HOUSTON, TX 77079-2446

Mortgage

Document Number	0000270851
Date	Jul 14, 2025
Instrument	2025-270851

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 20, 2020
Property Address	403 SANDY BLF, HOUSTON, TX 77079-2446
Document Number	0000213388
Instrument Date	Apr 17, 2020
Instrument	213388
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SANDY BLF HOUSTON TX 770792446, HOUSTON, TX 77079-2446

Mortgage

Document Number	213389
Date	May 20, 2020
Instrument	213389

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 403 Sandy Bluff was $13,195, up 7.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,000 (+2.06%) Land $144,963 Building $595,037	$740,000 (+2.06%) Land $144,963 Building $595,037
2025	$13,195.00 (+7.72%) Homeowner's exemption	$725,080 Land $144,963 Building $580,117	$725,080 Land $144,963 Building $580,117
2024	$12,249.00
2023		$696,691 Land $102,785 Building $593,906	$696,691 Land $102,785 Building $593,906
2022	$10,691.00
2020	$11,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Sandy Bluff in Zone X, an area of minimal flood risk, though there have been 210 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	195 of 210
Most Recent Claim	Dec 2022 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 87 claims Severe Storms And Flooding, Apr 2016 · 22 claims Severe Storms & Flooding, Mar 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Sandy Bluff is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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