403 Saint Clair St, Sheridan, MI 48884 Property Records

Montcalm County property record for 403 Saint Clair St, Sheridan, MI 48884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1966
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Sep 2024)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Aug 2026 Transfer Sep 2024 Sale & Mortgage + 2 more
APN	`044-400-120-00`

Property Details

APN / Parcel Number

Primary APN	`044-400-120-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,480 sqft Building Perimeter
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 SAINT CLAIR ST
City	SHERIDAN
State	MI
Zip	48884-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 LIONS CLUB ADDITION VILLAGE OF SHERIDAN.
Legal Subdivision	LIONS CLUB ADDITION
Legal Lot Number	120
Jurisdiction	MONTCALM MI
Township / Civil Division	EVERGREEN
Census Block Group	4
Census Block	4022
Census Tract	970800

Owner

Source: Montcalm County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage B A&L M SMITH T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20248791
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Aug 17, 2026
Property Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219
Document Number	0000008725
Instrument Date	Aug 12, 2026
Instrument	20268725
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 30, 2024
Property Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219
Document Number	2024R08791
Instrument Date	Aug 16, 2024
Instrument	2024R-08791
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 PLANK RD, NATIONAL CITY, MI 48748-9470

Mortgage

Document Number	2024R08792
Date	Sep 30, 2024
Instrument	2024R-08792

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R11344
Date	Nov 29, 2023
Instrument	2023R-11344

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Nov 30, 2022
Property Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219
Document Number	2022R13435
Instrument Date	Nov 22, 2022
Instrument	2022R-13435
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SAINT CLAIR ST, SHERIDAN, MI 48884-8219

Mortgage

Document Number	2022R13436
Date	Nov 30, 2022
Instrument	2022R-13436

Lender

Name	B A&L M SMITH T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Evergreen Township
Municipality	Sheridan Village
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (+7.47%)	$218,800 (+7.47%)
2025	$2,601.00 (+15.91%)	$101,800 (+20.9%)	$203,600 (+141.81%)
2024	$2,244.00
2023		$84,200	$84,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERIDAN serves 649 people · EPA ID MI0006040
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	11 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CMS Internet.

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