Adams County property record for 403 S Warsaw St, Ursa, IL 62376
| Property Type | Commercial |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,221 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090127100000 |
| Primary APN | 090127100000 |
|---|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|
| Street Address | 403 S WARSAW ST |
|---|---|
| City | URSA |
| State | IL |
| Zip | 62376-1140 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SE SEC 18 1N8W CORP LANDS BEG E OF HWY & S LOT 15 LEACHMAN 2ND ADDN E 78.65FT S 150 W 77.17 N 150 PT SE SEC 18 |
| Legal Range | 08W |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | LEACHMAN 2ND ADD |
| Legal Lot Number | 15 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | URSA |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 10100 |
403 S Warsaw St, a commercial property, is owned by an individual.
Source: Adams County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2300 E 1000TH ST, MENDON, IL 62351-2603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANKERS TRUST CO |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 403 S WARSAW ST, URSA, IL 62376-1140 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R06828 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025R-06828 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 403 S WARSAW ST, URSA, IL 62376 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R00611 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021R-00611 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 28, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 403 S WARSAW ST, URSA, IL 62376 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R05635 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021R-05635 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Jun 4, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Ursa Township |
| Municipality | Ursa Village |
| Unified School District | Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,640 Land $3,250 Building $46,390 | $148,920 Land $9,750 Building $139,170 | |
| 2024 | $3,221.00 | ||
| 2022 | $2,660 Land $2,660 | $7,980 Land $7,980 | |
| 2021 | $184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 S Warsaw St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S Warsaw St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URSA serves 626 people · EPA ID IL0010700 |
|---|---|
| Water Source | Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
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