403 S Walnut St, O Fallon, IL 62269 Property Records

St. Clair County property record for 403 S Walnut St, O Fallon, IL 62269

Property Summary

Property Type	Special Purpose
Details	4,800 sqft · built 1984
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$198,000 (Jul 2019)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Sale & Line of Credit + 1 more
APN	`04-30-0-411-012`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-411-012`

Interior

Building Area	4,800 sqft Base Area
1st Floor Area	4,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	403 S WALNUT ST
City	O FALLON
State	IL
Zip	62269-2030
Property Category	Other
Property Type	Other > Special Purpose
Legal Description	TIEDEMANNS 2ND ADD. LOT/SEC-13 LT 13 & E 1/2 LT 12 AS IN A02619721
Legal Subdivision	TIEDEMANNS
Legal Block	411
Legal Lot Number	12,13
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1052
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 S WALNUT ST, O FALLON, IL 62269-2030
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK
Jul 19, 2019	Grant Deed, Transfer · Line of Credit BEST HOMETOWN BK
Sep 8, 2017	Deed of Trust, Mortgage BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20192619721
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 S WALNUT ST, O FALLON, IL 62269-2030
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02727818
Date	Dec 1, 2021
Instrument	A02727818

Lender

Name	FIRSTBANK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Oct 29, 2026

Interest

Rate	3.29%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 19, 2019
Property Address	403 S WALNUT ST, O FALLON, IL 62269-2030
Document Number	00A2619721
Instrument Date	Jul 18, 2019
Instrument	2619721
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 S WALNUT ST O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2619722
Date	Jul 19, 2019
Instrument	2619722

Lender

Name	BEST HOMETOWN BK
Address	COLLINSVILLE, IL 62234-3209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2039

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 S WALNUT ST, O FALLON, IL 62269-2030
Document Number	00A2551709
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	BENEDICK TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S WALNUT ST O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	00A2551709
Date	Sep 15, 2017
Instrument	2551709

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 14, 2022

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,042.00	$97,697 (+34.34%) Land $7,904 Building $89,793	$293,091 (+34.34%) Land $23,712 Building $269,379
2022		$72,723 Land $5,883 Building $66,840	$218,169 Land $17,649 Building $200,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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