403 S Walnut St, Litchfield, IL 62056 Property Records

Montgomery County property record for 403 S Walnut St, Litchfield, IL 62056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1925
Lot Size	0.518 acres (22,571 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Oct 2022)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
APN	`15-04-230-006`

Property Details

APN / Parcel Number

Primary APN	`15-04-230-006`
Alternative APN	`16-001-009-00`

Interior

Building Area	900 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	22,571 sqft (0.518 acres)

Location & Zoning

Street Address	403 S WALNUT ST
City	LITCHFIELD
State	IL
Zip	62056-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17-20 & 21 BLK 73 ORIGINAL TOWN HUGGINS ADD 8-5-1009 S T00 R
Legal Subdivision	ORIGINAL TOWN HUGGINS ADD
Legal Block	73
Legal Lot Number	17-20
Jurisdiction	MONTGOMERY IL
Township / Civil Division	SOUTH LITCHFIELD
Census Block Group	1
Census Block	1035
Census Tract	957800

Owner

Source: Montgomery County records · APN 15-04-230-006

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 S WALNUT ST, LITCHFIELD, IL 62056-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Warranty Deed, Transfer · FHA Mortgage FRONTIER FINANCIAL
Feb 06, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Prior Sale	Feb 06, 2020 · Amount on Record
Deed Document Number	20223118
Deed Book / Page	1788 / 547
Prior Transfer Date	Apr 07, 2011
Prior Transfer Doc	1436/031
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Oct 03, 2022
Property Address	403 S WALNUT ST, LITCHFIELD, IL 62056-2727
Document Number	001788/547
Book / Page	1788 / 547
Instrument Date	Sep 30, 2022
Instrument	202203118
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$88.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S WALNUT ST, LITCHFIELD, IL 62056-2727

Mortgage

Document Number	0202203119
Date	Oct 03, 2022
Instrument	202203119

Lender

Name	FRONTIER FINANCIAL
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2047

Interest

Rate Type	Fixed Rate
Rate	5.75%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Feb 06, 2020
Property Address	403 S WALNUT ST, LITCHFIELD, IL 62056-2727
Document Number	1714/485
Book / Page	1714 / 485
Instrument Date	Jan 31, 2020
Instrument	202000441
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S WALNUT ST, LITCHFIELD, IL 62056-2727

Mortgage

Document Number	202000442
Date	Feb 06, 2020
Instrument	202000442

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	South Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 (+7.43%) Homeowner's exemption	$27,040 (+6.92%) Land $4,480 Building $22,560	$81,120 (+6.92%) Land $13,440 Building $67,680
2024	$1,722.00	$25,290 Land $4,190 Building $21,100	$75,870 Land $12,570 Building $63,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171359578001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Computer Techniques	Fiber	2,000 / 2,000
Cable One	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Consolidated Communications	DSL	500 / 75
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Consolidated Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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