Chester County property record for 403 S Union St, Kennett Square, PA 19348
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1890 |
| Lot Size | 0.092 acres (3,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $318,000 (May 2021) |
| Tax Bill | $450 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-5-28.1 |
| Primary APN | 3-5-28.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,990 sqft (0.092 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 S UNION ST |
|---|---|
| City | KENNETT SQUARE |
| State | PA |
| Zip | 19348-3334 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | LOT & DWG |
| Legal Subdivision | THOMAS G COLESWORTHY SURV |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | KENNETT SQUARE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 303401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kennett Square Historic District listed 1989 · 507 contributing resources · NRIS 89001052 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 S Union St, a duplex, is owned and occupied by an individual who bought it in May 2021.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 S UNION ST, KENNETT SQUARE, PA 19348-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Sep 24, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on File |
| Deed Sale | May 19, 2021 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 202111834737 |
| Deed Book / Page | 10548 / 1115 |
| Prior Transfer Date | Jun 1, 1995 |
| Prior Transfer Doc | 0000028773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | May 19, 2021 |
| Property Address | 403 S UNION ST, KENNETT SQUARE, PA 19348-3334 |
| Document Number | 0105481115 |
| Book / Page | 10548 / 1115 |
| Instrument Date | May 5, 2021 |
| Instrument | 11834737 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES-CARLIS, MADISON SETMNT SVCS BRANDYWI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 S UNION ST, KENNETT SQUARE, PA 19348-3334 |
| Document Number | 0011834738 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 11834738 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 24, 2019 |
| Property Address | 403 S UNION ST, KENNETT SQUARE, PA 19348-3334 |
| Document Number | 0100061713 |
| Book / Page | 010006 / 001713 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 11689943 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | HOLLISTER LAND SERVICES LLC, HOLLISTER LAND SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 S UNION ST KENNETT SQUARE PA 193483334, KENNETT SQUARE, PA 19348-3334 |
| Document Number | 100061716 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 010006/001716 |
| Instrument | 11689944 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
The 2026 property tax bill for 403 S Union St was $450.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Kennett Square Borough |
| Unified School District | Kennett Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450.00 | $86,620 (-) Land $27,350 Building $59,270 | $86,620 (-) Land $27,350 Building $59,270 |
| 2025 | $86,620 (-) Land $27,350 Building $59,270 | $86,620 Land $27,350 Building $59,270 | |
| 2024 | $4,220.00 | $86,620 Land $27,350 Building $59,270 | |
| 1998 | $86,620 Land $27,350 Building $59,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 403 S Union St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1999–2020) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNETT SQUARE MUN WATER WORKS serves 6,328 people · EPA ID PA1150108 |
|---|---|
| Water Source | Purchased surface water from CHESTER WATER AUTHORITY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 63 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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