Harford County property record for 403 S Stepney Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,416 sqft · built 1880 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Feb 2016) |
| Tax Bill | $2,266 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-040239 |
| Primary APN | 02-040239 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,416 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 522,720 sqft (12 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 040239 |
|---|---|
| Street Address | 403 S STEPNEY RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 12 AC 403 S STEPNEY ROAD W OF ABERDEEN |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 302400 |
Source: Harford County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 S STEPNEY RD, ABERDEEN, MD 21001-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2016 · Amount on Record |
| Deed Sale | Feb 23, 2016 · Amount on Record |
| Prior Sale | May 13, 1997 |
| Deed Book / Page | 11673 / 232 |
| Record Updated | Oct 29, 2026 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,266.00 (+6.24%) Homeowner's exemption | $208,000 (+9.7%) Land $130,000 Building $78,000 | $208,000 (+9.7%) Land $130,000 Building $78,000 |
| 2025 | $2,133.00 (+4.82%) Homeowner's exemption | ||
| 2023 | $189,600 Land $130,000 Building $59,600 | $189,600 Land $130,000 Building $59,600 | |
| 2022 | $2,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–1984) |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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