403 S State St, Springfield, IL 62704 Property Records

Sangamon County property record for 403 S State St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,192 sqft)
Owner	Individual Name on Record
Last Sale	$71,000 (Dec 2023)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-129-040`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-129-040`
Alternative APN	`14330129040 (CHECK DIGIT = 9)`

Exterior

Lot Area	10,192 sqft (0.23 acres)
Lot Dimensions	56 ft deep x 182 ft wide

Location & Zoning

Account Number	14330129040
Street Address	403 S STATE ST
City	SPRINGFIELD
State	IL
Zip	62704-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 16' LOT 4 AND ALL LOT 5 BLK 2 FRENCH'S ADDN 56 X 182
Legal Range	05
Legal Township	16
Legal Section	33
Legal Subdivision	FRENCHS ADD
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S STATE ST, SPRINGFIELD, IL 62704-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Line of Credit BANK & TRUST CO
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Feb 7, 2000
Deed Document Number	202323498
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 28, 2023
Property Address	403 S STATE ST, SPRINGFIELD, IL 62704-1758
Document Number	2023R23498
Instrument Date	Dec 18, 2023
Instrument	2023R23498
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 228, CHATHAM, IL 62629-0228

Mortgage

Document Number	2023R23499
Date	Dec 28, 2023
Instrument	2023R23499

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	403 S STATE ST, SPRINGFIELD, IL 62704-1758
Transaction Type	Mortgage
Record Updated	Dec 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R25635
Date	Nov 19, 2019
Instrument	2019R25635

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (+23.24%)	$39,172 (+23.75%) Land $7,350 Building $31,822	$117,516 (+23.75%) Land $22,050 Building $95,466
2022	$1,850.00 Homeowner's exemption Senior Citizen's exemption	$31,654 Land $5,939 Building $25,715	$94,962 Land $17,817 Building $77,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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