403 S Smiley St, O Fallon, IL 62269 Property Records

St. Clair County property record for 403 S Smiley St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,276 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$141,500 (Mar 2021)
Tax Bill	$4,129 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2021 Sale
APN	`04-29-0-325-006`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-325-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 S SMILEY ST
City	O FALLON
State	IL
Zip	62269-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW GARDENS 1STADD LOT/SEC-36 DOC A02692297
Legal Subdivision	PARKVIEW GARDENS 1STADD
Legal Block	325
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2028
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	718 W HIGHWAY 50, NASHVILLE, IL 62263
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON
Mar 22, 2021	Warranty Deed, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	20212692297
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	0002629478
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 S SMILEY ST, O FALLON, IL 62269-2314
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02700895
Date	May 21, 2021
Instrument	A02700895

Lender

Name	BANK OF OFALLON
Type	Bank
Address	OAKDALE, IL 62268

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 22, 2021
Property Address	403 S SMILEY ST, O FALLON, IL 62269-2314
Document Number	0A02692297
Map Reference	MB 54 PG 1
Instrument Date	Mar 13, 2021
Instrument	A02692297
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$212.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 W HIGHWAY 50, O FALLON, IL 62269-1920

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,129.00	$57,285 (+34.34%) Land $6,158 Building $51,127	$171,855 (+34.34%) Land $18,474 Building $153,381
2022		$42,641 Land $4,584 Building $38,057	$127,923 Land $13,752 Building $114,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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