403 S River Bay, Spooner, WI 54801 Property Records

Washburn County property record for 403 S River Bay, Spooner, WI 54801

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Nov 2023)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Nov 2023 Sale Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`65-281-2-39-12-31-5 15-080-021000`

Property Details

APN / Parcel Number

Primary APN	`65-281-2-39-12-31-5 15-080-021000`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	403 S RIVER BAY
City	SPOONER
State	WI
Zip	54801-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT (OUTLOTS) PT N1/2 SE1/4 AKA PT OL 59B LOT 4 CSM #4261 DOC# 408815 ESMT DOC# 408816 WD
Legal Range	12W
Legal Township	39N
Legal Section	31
Legal Subdivision	ASSESSORS PLAT (OUTLOTS)
Legal Lot Number	4
Jurisdiction	WASHBURN WI
Township / Civil Division	SPOONER
Census Block Group	2
Census Block	2013
Census Tract	950502

Owner

403 S River Bay is owned and occupied by an individual who bought it in November 2023.

Source: Washburn County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	403 S RIVER BAY, SPOONER, WI 54801-7668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer
Jan 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	2023408816
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHBURN WI
Recording Date	Nov 20, 2023
Property Address	403 S RIVER BAY, SPOONER, WI 54801-7668
Document Number	0000408816
Instrument Date	Nov 20, 2023
Instrument	408816
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 280, SPOONER, WI 54801-0280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S RIVER BAY, SPOONER, WI 54801-7668

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHBURN WI
Recording Date	Jan 6, 2022
Property Address	403 S RIVER BAY, SPOONER, WI 54801-7668
Document Number	0000400925
Instrument Date	Feb 6, 2012
Instrument	400925
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W103 FUR FARM RD, W103, KIEL, WI 53042-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 280, SPOONER, WI 54801-0280

Tax Assessment & Valuation

The 2025 property tax bill for 403 S River Bay was $1,534.

Source: Washburn County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Washburn County
Municipality	Spooner City
Unified School District	Spooner Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00	$110,500 Land $30,500 Building $80,000	$110,900
2023	$1,610.00 (+4.41%)	$63,700 (-) Land $19,400 Building $44,300	$92,300 (+9.36%)
2022	$1,542.00	$63,700 Land $19,400 Building $44,300	$84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S River Bay in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S River Bay is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOONER WATERWORKS serves 2,653 people · EPA ID WI8660305
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Mosaic Technologies.

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