Williamson County property record for 403 S Ridge Cir, Georgetown, TX 78628
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,640 sqft · built 1985 |
| Lot Size | 0.364 acres (15,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,100 (Jun 2020) |
| Tax Bill | $5,566 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-20-9900-0018-0050 |
| Primary APN | R-20-9900-0018-0050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Lot Area | 15,855 sqft (0.364 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 200 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R20990000180050 |
|---|---|
| Street Address | 403 S RIDGE CIR |
| City | GEORGETOWN |
| State | TX |
| Zip | 78628-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER RIDGE SEC 2-A, BLOCK R, LOT 8 |
| Legal Subdivision | RIVER RIDGE SEC 2-A |
| Legal Block | R |
| Legal Lot Number | 8 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | ROUND ROCK-GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20123 |
403 S Ridge Cir is owned and occupied by two individuals who bought it in June 2020.
Source: Williamson County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 S RIDGE CIR, GEORGETOWN, TX 78628-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Sep 10, 2018 | Vendor's Lien, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Prior Sale | Sep 10, 2018 · Amount on File |
| Deed Document Number | 202065273 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 0000065273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Jun 19, 2020 |
| Property Address | 403 S RIDGE CIR, GEORGETOWN, TX 78628-8214 |
| Document Number | 0000065273 |
| Map Reference | CAB F SL 365-368 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020065273 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | CHICAGO TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 S RIDGE CIR, GEORGETOWN, TX 78628-8214 |
| Document Number | 0000065274 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020065274 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Sep 10, 2018 |
| Property Address | 403 S RIDGE CIR, GEORGETOWN, TX 78628-8214 |
| Document Number | 0000080982 |
| Map Reference | CAB F SL365-368 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018080982 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | TRINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 403 S RIDGE CIR, GEORGETOWN, TX 78628-8214 |
| Document Number | 0000080983 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018080983 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 403 S Ridge Cir was $5,566 with a homeowner's exemption.
Source: Williamson County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Georgetown City |
| County | Williamson County |
| Unified School District | Georgetown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,566.00 Homeowner's exemption | $390,249 Land $99,000 Building $291,249 | $390,249 Land $99,000 Building $291,249 |
| 2023 | $5,919.00 (-8.08%) Homeowner's exemption | $436,034 Land $105,000 Building $331,034 | $436,034 Land $105,000 Building $331,034 |
| 2022 | $6,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 S Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 S Ridge Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: SOS Communications, VTX Communications, Western Broadband.
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