403 S Red Spruce Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 403 S Red Spruce Ave, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,520 sqft · built 2014
Lot Size0.233 acres (10,149 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Jun 2019)
Tax Bill$6,519 (2025)
Deeds & MortgagesMar 2019 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-17-326-004-000

Property Details

APN / Parcel Number

Primary APN01-23-17-326-004-000
Alternative APN
  • 86948

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,520 sqft Finished Area
1st Floor Area1,520 sqft
Basement Area1,520 sqft
Finished Basement1,292 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,149 sqft (0.233 acres)
Garage TypeAttached
Garage Area752 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area204 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number86948
Street Address403 S RED SPRUCE AVE
CitySIOUX FALLS
StateSD
Zip57110-6278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 2 WILLOW RIDGE ADDITION TO THE CITY OF SIOUX FALLS
Legal SubdivisionWILLOW RIDGE ADDITION
Legal Block2
Legal Lot Number4
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1111
Census Tract10403

Owner

403 S Red Spruce Ave is owned and occupied by an individual who acquired it in April 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address403 S RED SPRUCE AVE, SIOUX FALLS, SD 57110-6278
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2019Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK IN SIOUX FALLS
May 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK IN SIOUX FA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2019 · Amount on File
Deed SaleJun 25, 2019 · Amount on File
Prior SaleApr 4, 2014 · Amount on File
Deed Book / Page589-D / 0848
Last Transfer DateApr 23, 2020
Transfer Doc595DEED/714
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address403 S RED SPRUCE AVE, SIOUX FALLS, SD 57110-6278
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1856MTG/0686
DateMar 28, 2019
Book Page1856 MTG/0686
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FALLS
TypeBank
AddressSIOUX FALLS, SD 57117
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMINNEHAHA SD
Recording DateMay 1, 2020
Property Address403 S RED SPRUCE AVE, SIOUX FALLS, SD 57110-6278
Document Number595DEED/714
Book / Page595 DEED / 714
Instrument DateApr 23, 2020
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 S RED SPRUCE AVE, SIOUX FALLS, SD 57110-6278

Mortgage

Document Number1883MTG414
DateMay 1, 2020
Instrument1883 MTG/414
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 403 S Red Spruce Ave was $6,519.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$479,270 (-1.1%) Land $67,351 Building $411,919$479,270 Land $67,351 Building $411,919
2025$6,519.00$484,600 (-2.61%) Land $68,100 Building $416,500
2024$6,519.00$497,600 Land $68,100 Building $429,500
2022$6,440.00$430,100 Land $61,300 Building $368,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S Red Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S Red Spruce Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereMINNEHAHA COMMUNITY WATER CORP
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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