403 S Public Ave, Clever, MO 65631 Property Records

Christian County property record for 403 S Public Ave, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,894 sqft · built 1995
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Feb 2020 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-3-3-1.002`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-3-3-1.002`
Alternative APN	`09-0.4-20-003-003-001.002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,894 sqft Adjusted Area
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	403 S PUBLIC AVE
City	CLEVER
State	MO
Zip	65631-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT TR B HAYES & HODGES ADD REPLAT OF LOT 2 BLK 3
Legal Range	23
Legal Township	27
Legal Section	20
Legal Subdivision	HAYES & HODGES ADD
Legal Tract	B
Legal Block	3
Legal Lot Number	1-2 2
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2018
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 S PUBLIC AVE, CLEVER, MO 65631-9109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 5, 2018	Deed of Trust, Transfer CENTRAL BK/THE OZARKS
Jul 25, 2017	Warranty Deed, Transfer GARY A BROWN
May 16, 2017	Quit Claim Deed, Transfer GREAT AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018
Deed Sale	Oct 9, 2018
Deed Document Number	2018013378
Deed Book / Page	2018 / 13378
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	403 S PUBLIC AVE, CLEVER, MO 65631-9109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001552
Date	Feb 5, 2020
Book Page	2020/01552
Instrument	2020L01568

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2045

October 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	403 S PUBLIC AVE, CLEVER, MO 65631-9109
Document Number	0201813379
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	HOGAN LAND TITLE

Transaction

Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	471 RIVERVIEW RD CLEVER MO 656316723, CLEVER, MO 65631-6723

Mortgage

Document Number	0201813379
Date	Oct 9, 2018
Book Page	002018/013379
Instrument	13520

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2033

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 25, 2017
Property Address	403 S PUBLIC AVE, CLEVER, MO 65631-9109
Document Number	0201709464
Book / Page	002017 / 009464
Instrument Date	Jul 24, 2017
Instrument	9562
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 S PUBLIC AVE CLEVER MO 656319109, CLEVER, MO 65631-9109

Mortgage

Document Number	201709465
Date	Jul 25, 2017
Book Page	002017/009465
Instrument	9563

Lender

Name	GARY A BROWN
Address	PO BOX 238, CLEVER, MO 65631-0238

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2032

Interest

Rate	5.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 16, 2017
Property Address	403 S PUBLIC AVE, CLEVER, MO 65631-9109
Document Number	0201706035
Book / Page	002017 / 006035
Instrument Date	May 16, 2017
Instrument	6095
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 238 CLEVER MO 656310238, CLEVER, MO 65631-0238
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$23,280 (+6.54%)	$122,500 (+6.52%) Land $18,000 Building $104,500
2023	$21,850	$115,000 Land $18,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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